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Nattiest Student account and an overdraft watch

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    • Thread Starter
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    Hello,

    I was looking for some advice as I was looking at getting an overdraft for my student account as you don;t need to pay any interest but my credit rating is really bad. Does anyone have any advice as what to do because I know that if I get declined this will affect my credit rating even further. Nattiest can't give me any help with it they just say apply and see what happens but it's not their credit file it could be damaging!!
    • Very Important Poster
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    How do you know your credit rating is really bad? have you checked it? Check the one Natwest will use. Apparently they use all three.

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