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    Do insurance companies that provide you with a gps black box actually monitor your every move and address and where you leave your car?

    Individual insurers will have different policies, so check their terms and conditions. I believe they generally monitor driving habits like speed, mileage, braking, time of day you are driving, etc. I don't know whether they actually track your every location, though the capability is certainly there if they want to.

    Personally, I wouldn't have a black box anywhere near my car.
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