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    Hey guys

    After I finished college in 2013 I wasn't too sure if uni was right for me or if I wanted to continue my education further after completing A levels. However it's now 2016 and I'm 21 and wondering if it's too late to take up my education in graphic design further as its what I want to venture into as a career. I was looking at doing a four year course with year zero ask haven't been doing much design work for 3 or so years so this seemed beneficial to me.

    However how does the finical side of it work? As in loans etc, is it any different because I'm 21? I'm not sure how this system works as I never looked into it at the time. If anyone's got a basic run down of how loans and the finical side of it works or any advice for me it would be greatly appreciated.

    Many thanks

    Bradley
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    It's not too late. You can still apply now for university starting September 2016 and you aren't too old, I'm a few years older than 21 and I will be starting uní in September so don't worry about being the oldest in your class, there are many mature students attending uní.

    Student finance will pay your tuition fees and you can get a maintenance loan but both have to be paid back once you'v left uní and are earning 21k+. I don't know where you live but if you live outside the UK, you can get a maintenance grant which doesn't have to be paid back, how much you will get depends on your household income. If you want to go uní this September then apply asap because the deadline for student finance applications was 4th may to get payments towards the start of the course but you can still apply upto 6 months after the start of your course but payments may be late. Good luck!

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    (Original post by samzy21)
    It's not too late. You can still apply now for university starting September 2016 and you aren't too old, I'm a few years older than 21 and I will be starting uní in September so don't worry about being the oldest in your class, there are many mature students attending uní.

    Student finance will pay your tuition fees and you can get a maintenance loan but both have to be paid back once you'v left uní and are earning 21k+. I don't know where you live but if you live outside the UK, you can get a maintenance grant which doesn't have to be paid back, how much you will get depends on your household income. If you want to go uní this September then apply asap because the deadline for student finance applications was 4th may to get payments towards the start of the course but you can still apply upto 6 months after the start of your course but payments may be late. Good luck!

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    Great thanks! I live in Southampton and have been looking at unis quite far away so uni accommodation room like halls would be good for me as well!

    So what's the situation if say I was in employment after uni and I wasn't earning a salary over 21k a year? Would I still need to repay my loan?
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    (Original post by brad1234)
    So what's the situation if say I was in employment after uni and I wasn't earning a salary over 21k a year? Would I still need to repay my loan?
    No. Not until you earn enough.
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    (Original post by brad1234)
    Great thanks! I live in Southampton and have been looking at unis quite far away so uni accommodation room like halls would be good for me as well!

    So what's the situation if say I was in employment after uni and I wasn't earning a salary over 21k+ a year? Would I still need to repay my loan?
    No, you have to earn at least 21k+ a year to start paying it back but after 30 years, the loans are written off anyway so whatever hasn't been paid back, you don't have to worry about anymore. It's all explained as you go through your student finance application.

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    It's absolutely never too late to start university! I'm 21 and after a year at university I'm going to another to study illustration. I know a lot of people who started University when they were 25+!

    It's honestly no different regarding loans. You pay them back after you earn a certain amount of money, it doesn't go off your age!

    And I wouldn't worry about people being a lot younger than you in halls - I had the same worry thinking I'd be in with a bunch of 18 year olds but the average age in my current house is 22!
 
 
 
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