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Can I have a current account, savings account and a help to buy isa Watch

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    Hi

    I currently have a student account with Barclays with an isa

    When I graduate, I am considering find a new current with decent interest, and a saving's account.. i also am planning to start a gelp to buy isa.

    My idea is to out the maximum possible into the help to buy, and perhaps 200 a month into a savings account (provided I get a decent job)

    Is this commom/possible/a good idea? What would you recommend
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    I think I read somewhere they were stopping the help to buy ISAs. But yeah, there's nothing to stop you having a current account, student account and an ISA.

    I did that as a student because it made budgeting easier - money for rent went into one account, spending money went into another and money I didn't need, went into my ISA.
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    (Original post by Tiger Rag)
    I think I read somewhere they were stopping the help to buy ISAs. But yeah, there's nothing to stop you having a current account, student account and an ISA.

    I did that as a student because it made budgeting easier - money for rent went into one account, spending money went into another and money I didn't need, went into my ISA.
    Sorry I meant when I graduate can I have the following three:
    • current account
    • savings account
    • help to buy isa (until the scheme ends)?
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    (Original post by number23)
    Sorry I meant when I graduate can I have the following three:
    • current account
    • savings account
    • help to buy isa (until the scheme ends)?
    Yes can have all 3 (i'm about to have all 3 myself). You can have as many current and savings accounts as you want, but just the 1 help to buy isa and then you could use your remaining isa allowance with another type isa
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    (Original post by claireestelle)
    Yes can have all 3 (i'm about to have all 3 myself). You can have as many current and savings accounts as you want, but just the 1 help to buy isa and then you could use your remaining isa allowance with another type isa
    Hi, thanks for the reply

    I have 'shopped around' a bit and I am tempted by the First Direct current account, and possibly the linked saver

    I think I would do the help to buy with Lloyds, but I also discovered they have an investment ISA so I think I am going to spread my ISA limit between these two
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    (Original post by Tiger Rag)
    I think I read somewhere they were stopping the help to buy ISAs.
    You'll be able to save into a Lifetime ISA instead, or both, however only one can be used to purchase your house.
 
 
 
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