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    Hi

    To keep it short. I am leaving my full time employment to do an access course in September.

    From that, I hope to attend university next year for my first undergrad degree,

    I am trying to work out about funding.

    I don't get funding for the access but have small savings to live off during this.

    I know the funding has changed into one maintenance loan now for Uni/

    I have read the forms and guidance and realised that, at 23 but having worked over 3 years, I will be classed as an independent student.

    As I will be leaving my work and doing my UNI degree full time from next Sept, my income will be 0? Does this mean as an independent student studying full time I automatically get the full loan?

    On the other hand, I have been on 13-18k per annum salary over the last few years but have no savings etc and I know they ask for your income.

    If the above is not correct (as in I will get full loan), how on earth will I afford uni + rent etc? Surely because I had quite a low paying job for a few years prior that would not effect my amount of loan eligibility for my first course?

    Thanks for any help, sorry its a bit long. Just want it clarifying before I quit my job!!

    p.s. My "parents" income is also very low, so i originally thought I was safe before I realised I would be classed as an independent student!
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    (Original post by Platinum213)
    Hi

    To keep it short. I am leaving my full time employment to do an access course in September.

    From that, I hope to attend university next year for my first undergrad degree,

    I am trying to work out about funding.

    I don't get funding for the access but have small savings to live off during this.

    I know the funding has changed into one maintenance loan now for Uni/

    I have read the forms and guidance and realised that, at 23 but having worked over 3 years, I will be classed as an independent student.

    As I will be leaving my work and doing my UNI degree full time from next Sept, my income will be 0? Does this mean as an independent student studying full time I automatically get the full loan?

    On the other hand, I have been on 13-18k per annum salary over the last few years but have no savings etc and I know they ask for your income.

    If the above is not correct (as in I will get full loan), how on earth will I afford uni + rent etc? Surely because I had quite a low paying job for a few years prior that would not effect my amount of loan eligibility for my first course?

    Thanks for any help, sorry its a bit long. Just want it clarifying before I quit my job!!

    p.s. My "parents" income is also very low, so i originally thought I was safe before I realised I would be classed as an independent student!
    I believe it should give you the maximum loan,as you'll have no income for your access course year and they do the income assessment off the previous tax year. You would get maximum loan on a less than 20k income normally anyway so you've nothing to worry about.
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    (Original post by claireestelle)
    I believe it should give you the maximum loan,as you'll have no income for your access course year and they do the income assessment off the previous tax year. You would get maximum loan on a less than 20k income normally anyway so you've nothing to worry about.
    Great, thanks very much.

    I'll try and work part=time during the access year but as you say, that;; be like 9-10k most so way below 20k.

 
 
 
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