I was a student studying in the UK not long ago. At first, I was just chugging along my course without much thought, but I realized after awhile that it wasn't what I wanted to do. So I stopped attending my lectures and started doing things that I was actually passionate about. Eventually, I left the UK and went back to my home country.
However, I did not pay a small portion of my fees, as I was no longer there - but the contract was for a full year. By any standards, I've overpaid, but because of their regulations, they're now chasing me for that small portion. They sent me a letter saying that they would pass along the debt to a debt collection agency.
So my question is:
What can the debt collection agency do to you?
(I've done a little searching, and some sources say that they might continously contact you, or add interest to the debt. But at what point exactly can they force you to pay?)
they can take you to court, and if you loose, which you will, a court order can be made.
if you ignore a CCJ then bailiffs can be employed, who add costs and interest. they will visit and attempt tp get you to pay, and your credit rating will be seriously affected.
if they chose to escalate, and go to the high court, enforcement officers can remove goods to sell at auction with you paying all the costs
domonict has nailed it for UK residents but things are a bit different as you are overseas now. Any legal action against you will depend on things like whether you're in the EU (for the moment at least...), whether the UK has any kind of reciprocal legal arrangements for this situation with your country of residence etc.*
The situation described by domonict above will mean that you risk being the subject of legal action to recover the debt if you try and enter the UK again. If you try to come in from outside the UK/EU, you would most likely have your application for a visa rejected in the first place for having an outstanding CCJ against you.
Thank you Klix, you have most appropriately answered my question
Thank you domonict and Platopus for responding as well
Domonict forgets that you are NOT a UK citizen and it really depends if you enter the UK again... Your visa will almost automatically be rejected because of the outstanding fees but they will and can do nothing to you where you live. Trust me. They cant do sh*t because youre not a UK citizen
Well, we left the EU. A friend of mine from Pakistan came to England on a student visa, he had exceptional circumstances and was quite gifted. After a few incidents, he decided to leave for America... He paid some of his loans but after he left, they just stopped. Sure, they threatened him with emails and said that he would also have to pay for the cost of any people that the agency hired to go find him- but because he wasn't a Uk citizen, there was pretty much nothing they could do.
If hes a Uk citizen, then its a completely different story.