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    Hi all,
    So im not taking about 'excessive' speeding but more like doing 80 on the motorway for example, what are your experiences with black box companies? Is there any tolerance? My mum is a named driver but often does more than 70 on the motorway (if safe to do so) so will my insurance be effected?
    Thanks
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    (Original post by decgreen)
    Hi all,
    So im not taking about 'excessive' speeding but more like doing 80 on the motorway for example, what are your experiences with black box companies? Is there any tolerance? My mum is a named driver but often does more than 70 on the motorway (if safe to do so) so will my insurance be effected?
    Thanks
    Looking at some of the companies, for blcakboxes, they do have a fair bit of information on their site, and I do know that some say that speeding will not INCREASE your premium, but driving well (and within the limits) will help reduce your premium in following years (or I think a few do do some rewards like gift cards or something). Having said that, for some companies, it could mean your premium increases the following year... You'd need to look at the insurer and their specific policy for it... easy enough, just look at your policy and it should give you a page to look at, or google '[company] blackbox policy'
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    (Original post by decgreen)
    Hi all,
    So im not taking about 'excessive' speeding but more like doing 80 on the motorway for example, what are your experiences with black box companies? Is there any tolerance? My mum is a named driver but often does more than 70 on the motorway (if safe to do so) so will my insurance be effected?
    Thanks
    Different for different policies. Remember, 79 is the guideline point at which you can be issued a penalty.
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    Usually I think they don't care so long as you're in the "legal" speeding range (usually +5 of the actual speed limit, but don't quote me on that).
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    depends on the insurer. morethan was really anal about it, going over 10mph the speed limit will result in a letter and a warning. My friends on Tesco say they can go 70 on a 50 and 85-90 on the motorways without any warnings (here and there, frequent speeding results in a warning but thats if you do it A LOT).

    If i was you i'd avoid companies such as morethan and hastings and go for tesco if possible.
 
 
 
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