On the website it says that there is an overdraft avaliable, but it doesnt say how much or what the rate is, does anyone know?
The HSBC Gap Year account currently has an interest rate of 18.6% EAR for overdrafts. Not sure as to how much you can have, but I'd imagine it's like a normal bank account, where you can have it within reasonable limits, if it's pre-arranged.
I'm on HSBC Gap Year, and I'm making sure I don't touch a penny of overdraft!
I got the brochure through a while back but from what I can recall, the overdraft is about £250 I think.