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Hi,

I have been looking into taking a postgraduate loan for a masters course.

I have read on money saving expert that “If you have additional annual income of over £2,000 from savings interest, pensions or shares and dividends, this will also be treated as part of your income for repayment purposes. You'll need to repay 6% of that too via self-assessment.”

It also says on money saving expert that the terms of the postgraduate loan can be changed retrospectively. Is it possible for you to please tell me if there is anything stopping the terms from being changed to say that you must pay back the loan from savings if they are over a certain amount (and not just a percentage of the interest on your savings)?

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Brian SFE
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Hi there.

Your question appears to be in relation to Postgraduate Loans and repayments, not SFE.

It may be better to direct your questions towards those teams.

They can be contacted on the following:

Postgraduate Loans - 0300 100 0031

Repayments - 0300 100 0611

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