I was wondering whether people would be able to answer whether a "typical" law firm would do a credit check on someone before they joined?
And what about pwc or E&Y legal teams for example?
I have a particularly rubbish credit score at the moment and so I was interested in seeing how much impact this would have on potential applications.
Thanks for any advice you can give.
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Law Firms and Credit Checks? watch
- Thread Starter
- 06-09-2016 19:26
- 06-09-2016 19:36
As far as I am aware, the issue is if you have CCJs or have declared bankruptcy. The SRA can turn down your application at various stages (academic/vocational/qualification) if there is evidence of you not being able to manage your finances and the above are prime examples of that.
If that is the case, then it isn't the law firm that questions it, but the SRA, so it will apply to ALL firms.
But there is a big difference between a poor credit history and a CCJ/bankruptcy. If you are in doubt, you should speak to the SRA.
Posted from TSR Mobile
- 07-09-2016 12:04
I have just been offered a job at a law firm and I had an alert from Equifax telling me someone had just looked at my credit rating, so it is everyone!
Don't worry too much though - defaults drop off after 6 years and as JSP it's CCJs or any type of insolvency that matters.
- Thread Starter
- 07-09-2016 12:16
Ah ok then, well that is fine!
I was worried the couple of defaults I've had on credit card repayments would be bad, plus virgin media ruined my credit rating for a while by consistently spelling my name wrong (despite multiple corrections) when they tried to take monthly payments which constantly led to bounced payments against my name.
I didn't realise that would damage my credit rating as much as it did, so have been slowly re-building it up for a little while and was worried about whether law firms would be bothered about that or not.
Thanks both of you!