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I've passed but I cant afford a car!
Hey,
I passed in June, I'm insured on my mums car that my dad pays for.
However my dads a control freak to put it bluntly, and now says that to use my mothers car is not a right! But I've only been out in it since I've passed 3 times! Its not as if im using it when its needed, or being unreasonable when I've used it either. All I want to do is just go out on my own for half hour or so, I even offered to contribute towards the petrol.......
So he know says that "I should get it into my head" that I should purchase my own car on my own.
I'm on 3.97 an hour,8 hours a week. Theres no way I can afford a car at all :| I do turn 18 in September though, but thats only a slight increase.
It really bugs me when you see other people my age who have mummy and daddy to buy them cars, everything given to them on a plate
Life really is a bitch
Anyone else in similar position?
Matt
I passed in June, I'm insured on my mums car that my dad pays for.
However my dads a control freak to put it bluntly, and now says that to use my mothers car is not a right! But I've only been out in it since I've passed 3 times! Its not as if im using it when its needed, or being unreasonable when I've used it either. All I want to do is just go out on my own for half hour or so, I even offered to contribute towards the petrol.......
So he know says that "I should get it into my head" that I should purchase my own car on my own.
I'm on 3.97 an hour,8 hours a week. Theres no way I can afford a car at all :| I do turn 18 in September though, but thats only a slight increase.
It really bugs me when you see other people my age who have mummy and daddy to buy them cars, everything given to them on a plate
Life really is a bitch
Anyone else in similar position?
Matt
Firstly, you need a better job!! I was getting £5 an hour when I was 17 working in a shoe shop.
Secondly, is there any way of starting to save? If you can put some pennies away each month, it'll all help.
Unfortunately, there's not a lot you can do. I understand exactly how you feel though - most of my school friends had 'mummy and daddy' to buy their cars, maintain them and fill them with petrol, but I've had to do it all myself - lessons and car and because of that, I've had to wait until I was 21 for it to be financially viable.
Sorry doll, looks like you're either gonna have to sweet talk dad into letting you carry on using your mum's car or just hang fire until you have saved up a few hundred quid to buy yourself a car....
Secondly, is there any way of starting to save? If you can put some pennies away each month, it'll all help.
Unfortunately, there's not a lot you can do. I understand exactly how you feel though - most of my school friends had 'mummy and daddy' to buy their cars, maintain them and fill them with petrol, but I've had to do it all myself - lessons and car and because of that, I've had to wait until I was 21 for it to be financially viable.
Sorry doll, looks like you're either gonna have to sweet talk dad into letting you carry on using your mum's car or just hang fire until you have saved up a few hundred quid to buy yourself a car....
Ilora-Danon
Firstly, you need a better job!! I was getting £5 an hour when I was 17 working in a shoe shop.
Secondly, is there any way of starting to save? If you can put some pennies away each month, it'll all help.
Unfortunately, there's not a lot you can do. I understand exactly how you feel though - most of my school friends had 'mummy and daddy' to buy their cars, maintain them and fill them with petrol, but I've had to do it all myself - lessons and car and because of that, I've had to wait until I was 21 for it to be financially viable.
Sorry doll, looks like you're either gonna have to sweet talk dad into letting you carry on using your mum's car or just hang fire until you have saved up a few hundred quid to buy yourself a car....
Secondly, is there any way of starting to save? If you can put some pennies away each month, it'll all help.
Unfortunately, there's not a lot you can do. I understand exactly how you feel though - most of my school friends had 'mummy and daddy' to buy their cars, maintain them and fill them with petrol, but I've had to do it all myself - lessons and car and because of that, I've had to wait until I was 21 for it to be financially viable.
Sorry doll, looks like you're either gonna have to sweet talk dad into letting you carry on using your mum's car or just hang fire until you have saved up a few hundred quid to buy yourself a car....
I knwo I should really go get myself a new job, but its easier said then done
. I can try and save but its hardly anything on the wage im on atm!I guess I'll have to look into getting a new job, upping my cash flow a bit and sorting myself out, its gonna take quite some time though.....
Thanks though
Matt
What did you do for transport before you passed your test? I was in the same situation at your age, passed my test, insured on my parents car and got to drive it occationally, was on £4ph/h too. 3 years later i'm still on my mums car
Car running is expensive yes, but that's what a pushbike is for... and friends who have parents buy them cars
edit: Ask your father why it's not right, yes back in "his day" cars were cheap, simple and young people were not priced out the market with insurance too, I suppose when you hit 19 you'll also be kicked out the house and told to get a morgage on your first house. In todays Britain that's just not practical and you will need to use a parents car until you can afford your own. You're already insured on the car you might aswell use it if it's not out all the time!
I think a little more info would be needed, in the near future would you still need a car? I'm just home for the summer so I couldn't justify buying one to use for a couple of months.
Car running is expensive yes, but that's what a pushbike is for... and friends who have parents buy them cars
edit: Ask your father why it's not right, yes back in "his day" cars were cheap, simple and young people were not priced out the market with insurance too, I suppose when you hit 19 you'll also be kicked out the house and told to get a morgage on your first house. In todays Britain that's just not practical and you will need to use a parents car until you can afford your own. You're already insured on the car you might aswell use it if it's not out all the time!
I think a little more info would be needed, in the near future would you still need a car? I'm just home for the summer so I couldn't justify buying one to use for a couple of months.
monkeyhead
It really bugs me when you see other people my age who have mummy and daddy to buy them cars, everything given to them on a plate
It really bugs me when you see other people my age who have mummy and daddy to buy them cars, everything given to them on a plate
To put things in perspective for you, I am learning to drive now and I have no chance of becoming a named driver on my dads car. Why not ? Well, my dad is disabled and doesn't have a car...
So for the last 3 years~ I have walked everywhere, except on luxurious days where I have enough money for a bus
Come on, you're not exactly living in poverty here!
Although I do know the people you mean , I have several friends who are much the same. For my birthday I got socks, for there birthday they got a mini! (and yes, for some reason..its always a mini
) However, once my friends all pass there tests, while I'm in the period between having passed and actually getting a car ... I can get lifts in there minis 
As for how I plan to pay for a car, luckily I have a good job and I saved up enough money for a car over last summer. This summer I'm taking it easy and doing maths, instead of working all the time (3 years + no holiday + working again = mental breakdown
hence maths )
monkeyhead
Hey,
I passed in June, I'm insured on my mums car that my dad pays for.
However my dads a control freak to put it bluntly, and now says that to use my mothers car is not a right! But I've only been out in it since I've passed 3 times! Its not as if im using it when its needed, or being unreasonable when I've used it either. All I want to do is just go out on my own for half hour or so, I even offered to contribute towards the petrol.......
So he know says that "I should get it into my head" that I should purchase my own car on my own.
I'm on 3.97 an hour,8 hours a week. Theres no way I can afford a car at all :| I do turn 18 in September though, but thats only a slight increase.
It really bugs me when you see other people my age who have mummy and daddy to buy them cars, everything given to them on a plate
Life really is a bitch
Anyone else in similar position?
Matt
I passed in June, I'm insured on my mums car that my dad pays for.
However my dads a control freak to put it bluntly, and now says that to use my mothers car is not a right! But I've only been out in it since I've passed 3 times! Its not as if im using it when its needed, or being unreasonable when I've used it either. All I want to do is just go out on my own for half hour or so, I even offered to contribute towards the petrol.......
So he know says that "I should get it into my head" that I should purchase my own car on my own.
I'm on 3.97 an hour,8 hours a week. Theres no way I can afford a car at all :| I do turn 18 in September though, but thats only a slight increase.
It really bugs me when you see other people my age who have mummy and daddy to buy them cars, everything given to them on a plate
Life really is a bitch
Anyone else in similar position?
Matt
Not all young people who have cars get them given to them for free by their parents though, I saved long and hard to be able to afford my first car when I was 17 and the accompanying insurance. And even then it wasnt anything spectacular, I managed to afford a Citroen Ax and that was all I could afford
Just have to work loads and save, thats what I did
Heres a nice one.
http://cgi.ebay.co.uk/1990-ROVER-METRO-AUTO-GREEN-65K-FSH-MOT-8-2-08-Taxed_W0QQitemZ200137630609QQihZ010QQcategoryZ18262QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
You would need to spend a saturday rubbing down those arches and blowing in some etch primer and some top coat. Its only surface rust where the road wheels kick up crap which chips the paint allowing moisture in.
Best part is its got a full years MOT so even if next year its uneconomical to repair you get a years motoring for £200 which is a lot less than you would lose in depriciation on a modern car.
http://cgi.ebay.co.uk/1990-ROVER-METRO-AUTO-GREEN-65K-FSH-MOT-8-2-08-Taxed_W0QQitemZ200137630609QQihZ010QQcategoryZ18262QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
You would need to spend a saturday rubbing down those arches and blowing in some etch primer and some top coat. Its only surface rust where the road wheels kick up crap which chips the paint allowing moisture in.
Best part is its got a full years MOT so even if next year its uneconomical to repair you get a years motoring for £200 which is a lot less than you would lose in depriciation on a modern car.
thisbemadness
Not all young people who have cars get them given to them for free by their parents though, I saved long and hard to be able to afford my first car when I was 17 and the accompanying insurance. And even then it wasnt anything spectacular, I managed to afford a Citroen Ax and that was all I could afford
Just have to work loads and save, thats what I did
Just have to work loads and save, thats what I did
Was gonna say the same thing. Gets on my nerves when people assume their friends (/random young people) got the cars paid for by parents just because they can't afford to buy themselves a car
Anyway ot, it's pretty obvious that you need a job that has more hours and pays more per hour. £3.94 is piss poor.
I started off driving my mum's fiesta after passing. Now its still the same car, and technically my mum still owns it and uses it from time to time, but i use it most days, maintain it, and do the mileage, so its essentially mine. Apparently its officially becoming mine on paper in october
If I was you, I'd apply for a job somewhere either in a franchise of stores such as woolworths, asda, tesco etc, (as wages tend to be higher) and work as many shifts as possible while you can in the summer. When I was after a car, I was lucky enough to get a job at thorpe park a week after applying, and worked there almost 7 days a week for the summer and part of september, and for 10 hours a day on the weekends till october, and bought a rover 400 after that .. If you can afford direct debit for insurance on a cheap car for insurance, then by all means do it that way. I'd say you're looking at up to 400 for a car, and up from 700 to insure it, so what.. 50 a month?
.. If you can afford direct debit for insurance on a cheap car for insurance, then by all means do it that way. I'd say you're looking at up to 400 for a car, and up from 700 to insure it, so what.. 50 a month?
I don't think it's the car which you can't afford, it's the insurance!
You can pick up a 1.2 Punto or Corsa for as little as 300pound. However insurance depending on circumstances can be as little as 900 (if your female and live in a half decent area or 1500 (if your male). It is possible to pay your insurance monthly, so that may be a viable option.
I don't see why people who have there parents buy them nice cars get slated? If parents are financially able to buy there child are car, why not? Esp if the person is at college/uni.
You can pick up a 1.2 Punto or Corsa for as little as 300pound. However insurance depending on circumstances can be as little as 900 (if your female and live in a half decent area or 1500 (if your male). It is possible to pay your insurance monthly, so that may be a viable option.
I don't see why people who have there parents buy them nice cars get slated? If parents are financially able to buy there child are car, why not? Esp if the person is at college/uni.
Dionysus
See if your parents will buy you one which you can pay back in installments. (I'm talking a cheapish, £800 job, obviously, nothing fancy)
I'm doing that with my insurance
I payed for the majority of my car (my parents payed the rest as a very-late christmas present) and my dad payed for the insurance (was going to do it monthly, but we found it out it'd cost more to do that then to pay in one go) so i'm know paying my dad monthly, rather than the insurance people
I was on at at least £7 ph when I was 17, working 9 hours a week; which is nearly double what you're earning. Look for another job 
Dionysus
See if your parents will buy you one which you can pay back in installments. (I'm talking a cheapish, £800 job, obviously, nothing fancy)
I can't really relate to buying a car because my plan has always been to wait until after uni to buy one. Now, it's probably for the best because any car I would have bought wouldn't be coming with me halfway around the world for three years.
My little sister, however, bought her car at 15 (we get our license at 16 in the US, so Drivers Ed starts at about 15 1/2). My grandparents sent her the money for the car and she's been paying them back. If you can find someone who is willing to help you out like that, it really is a great solution.
I make about that much as well at one of my jobs. It really sucks!! Definitely start saving though! If you have a habit of spending loads of money, try giving yourself a weekly allowance. When you get your paycheck, deposit all but like 10 pounds. That can be your spending money for the next week. I don't know, just a thought.
Great suggestion earlier about talking to your dad. Things have changed since our parents were teenagers. It might do some good to ask him in a calm way why he doesn't want you driving your mom's car if you're already insured and have offered to pay for gasoline. That seems like a pretty good deal to me. Also, if you're planning to live on campus, you might tell him that it's basically pointless for you to buy a car at this point because you won't really need it. Parking will be a nightmare on campus, plus it costs money to get a parking permit (I think??? Might want to check on that before you use it.) and it's just easier to walk places.
Best of luck! What a crap situation to be in.
Related discussions
- is it normal to share a car with your mum?
- Finance or outright first car
- Bringing a car to university for a paramedic science course.
- What driving school? (E.London, Ilford) A-class-learners.com?
- First car
- Red light traffic camera
- Failing to learn to drive is my biggest disappointment
- Which country to move to?
- Should I get an Audi TT as a first car
- First Car
- Car Insurance Prices £4000
- Feeling like im not living
- parking in accomodation
- How much money did you spend on your driving lessons?
- my fiancés angry
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- Car insurance occupation in the summer before uni
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