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Can someone please give me a rough idea how much insurance will cost? Watch

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    Hello guys,

    I'm currently 16 but in 6 months time i will be buying my first car! The car i will probably end up getting is either:

    BMW 3 Series 2.0 320d SE 2dr
    BMW 3 SERIES 320I SE 2.0 2dr

    I want either because if i have the money why not?

    Can someone please just let me know how much insurance will cost roughly? I will be 17 (obviously)

    Thanks a lot guys
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    Why not just go on an insurance site to find out?
    You haven't given nearly eno ugh information anyway

    But make sure that you're sitting down when you do
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    Why would you get a BMW 3 series as your first car? Unless you're an incredibly rich 17 year old and you have thousands to blow away that's a stupid idea
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    You're looking at £2500 and upwards at the very least. Most insurers would not even give you a quote. 17 year old with a 2.0 BMW spells trouble for them. Go on compare the market and look though.

    How do you have the money to buy yourself a car that costs thousands of pounds?
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    (Original post by Meepyy)
    Hello guys,

    I'm currently 16 but in 6 months time i will be buying my first car! The car i will probably end up getting is either:

    BMW 3 Series 2.0 320d SE 2dr
    BMW 3 SERIES 320I SE 2.0 2dr

    I want either because if i have the money why not?

    Can someone please just let me know how much insurance will cost roughly? I will be 17 (obviously)

    Thanks a lot guys
    You are asking the wrong people. We wont know how much it will cost as it varies enormously from person to person. It also depends on a lot of other factors, such as who you are, where you live, the car, any named drivers (and their driving history), where you keep the car- both during the day and at night (e.g. on the drive, at work, in the garage) etc etc etc
    Get a quote and find out.
    Id sit down first though. Quotes for normal 17 year olds are stupid anyway. But with a BMW it will be even worse. Quite a few insurers would not even give you a quote. 17 year old with a 2.0 BMW spells trouble for them. If they do give you a quote it wont be anything below £5000 i bet.
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    When I first passed my test I was getting quotes of 1800-3000 for either a bug or a mini.. and I was 17 and a female. A BMW will be so much more. I have a mini now (owned by BMW) nad paid £800 for three people on business insurance after i'd had my licence for two years
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    I got a 2 litre focus and i pay around 2500 a year with a blackbox. I was looking at a 3 series and i was being quoted around 10k and upwards. Im 17 too

    And on top of that you got the cost of actually passing your test, taxing the car and fuel.
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    (Original post by Meepyy)
    Hello guys,

    I'm currently 16 but in 6 months time i will be buying my first car! The car i will probably end up getting is either:

    BMW 3 Series 2.0 320d SE 2dr
    BMW 3 SERIES 320I SE 2.0 2dr

    I want either because if i have the money why not?

    Can someone please just let me know how much insurance will cost roughly? I will be 17 (obviously)

    Thanks a lot guys
    USE A CAR INSURANCE SITE

    Why would a group if students know the going insurance rates for a 17 year old.

    It just seems very attention seeking tbh.
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    Probably more than the cost of a new car lol
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    A 17 year old with a 3 series BMW :rofl:

    Just get a Corsa like everyone else.
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    (Original post by 999tigger)
    USE A CAR INSURANCE SITE

    Why would a group if students know the going insurance rates for a 17 year old.

    It just seems very attention seeking tbh.
    "hey guys im 17 and i can afford a bmw 3 series"

    :rofl:
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    if you can afford a bmw at your age.. then you should afford the insurance lol, it will be around 5000£ probably, with a black box
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    (Original post by Treeroy)
    You're looking at £2500 and upwards at the very least. Most insurers would not even give you a quote. 17 year old with a 2.0 BMW spells trouble for them. Go on compare the market and look though.

    How do you have the money to buy yourself a car that costs thousands of pounds?
    Dont all new cars cost at least a few thousand? I know people sometimes get used cars quite cheap, but thats one hell of a gamble.
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    (Original post by Laomedeia)
    Dont all new cars cost at least a few thousand? I know people sometimes get used cars quite cheap, but thats one hell of a gamble.
    It's not "one hell of a gamble", you look at and assess whether the car has any issues and you research whether there's any known faults that might occur. You should never ever buy a new car (especially not for your first car), they depreciate as soon as you sign the contract. The max you should spend on your shitbox is £1500.
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    I dont see why everyone is getting salty,

    my uncle told me he will sell me his old BMW 520d for less then £5K (probs around 3-4). I can afford that easily but insurance will be the issue
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    It isn't that people don't argue about the car choice/value, (at least in my case)
    Loads of people that I knew starting out driving had offers of cheap or free family cars but they were not suitable for a learner

    The cost of insurance is varied by all sorts of conditions but mainly the cost of repairs and likelyhood of an inexperienced owner having a crash

    You need to go to an insurance site to get a price

    I have heard of cars valued at £1k needing a premium of £10k

    A young male in a dangerous area in a powerful/expensive car is a liability to the insurance industry
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    (Original post by Meepyy)
    I dont see why everyone is getting salty,

    my uncle told me he will sell me his old BMW 520d for less then £5K (probs around 3-4). I can afford that easily but insurance will be the issue
    I have a mini (they're owned by BMW) and when I looked when i first passed I was getting quotes of around 2k, now i've had my license for 2 years my insurance was £800, you're going to be looking at around 5k at a minimum. Have a look at go-compare or confused.com for an idea
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    (Original post by Meepyy)
    I dont see why everyone is getting salty,

    my uncle told me he will sell me his old BMW 520d for less then £5K (probs around 3-4). I can afford that easily but insurance will be the issue
    A 2 litre car? Bahahaha, good luck even getting a quote, let alone affording it.

    I could have easily gone and bought a used BMW when I passed my test, that is not the issue. To be frank, I'd judge you as being rather irresponsible.
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    (Original post by Meepyy)
    I dont see why everyone is getting salty,

    my uncle told me he will sell me his old BMW 520d for less then £5K (probs around 3-4). I can afford that easily but insurance will be the issue
    I did a quick quote assuming a few details, and the best quote was 8k. Good luck mate. Good luck.
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    I got a £3,000 quote for a people carrier when I was in my twenties (clean license, too). I wouldn't be surprised if you were asked to pay several times the value of the car.
 
 
 
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