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Am I the only one already in my overdraft?

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    -£200 at the moment
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    This time last year I was -900, don't worry =)
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    NoNo. I have used -500 and would need to use more soon

    I'm +£30 at the minute I'm normally around -£300 by now
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    Got £100 worth of textbooks a few days ago and they accidentally charged me twice, so yes, I'm -£40 until I deal with that
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    No problem if its cash flow, but you need to budget it out and make sure you have your rent, bills and food paid, plus access to textbooks.
 
 
 
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