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    After a few events happening in my family life whilst living away from home, I really feel like I would be much happier transferring to my local university back at home to complete my degree.
    I've discussed it with my parents and we've all decided that I will complete my first year in my current university (in Scotland) and then transfer for my second year back to home.

    So I was wondering, if I transfer how does this affect my student finance? I know my loan will be smaller as I will be living at home instead of halls however do student finance just rectify my loan amount of the next few years of my degree? Do I simply pay back more at the end because I borrowed more in my first year as I was away?

    Thank you!
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