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    So I just got a new driving instructor and I've had two lessons with her and she keeps saying if I break her car I'm going to pay for it
    Every little mistake I make she has to keep reminding me that I'll pay for the car if it crashes or the gearbox is damaged

    Is she allow to do this?
    Should I get a new instructor?

    Get a new instructor...
    And no you shouldn't pay. That's part of why you pay for lessons. By her saying that makes it sound like she doesn't have proper learner insurance.
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