Hey there! Sign in to join this conversationNew here? Join for free
Turn on thread page Beta
    • Community Assistant
    Offline

    20
    ReputationRep:
    Community Assistant
    (Original post by BSpower)
    If seeing the price list, you would know that I did not have a second choice. In my case, driving with a black box can save 1200 pounds per year.
    I know what the quotations are like, but there's a good reason it's cheap; if you can't afford something decent then you probably shouldn't be driving as you can't afford to maintain a car. I opted for standard insurance at the cost of an extra £900 to my policy in comparison to the cheapest blackbox insurance quote.

    Have you ever considered why it's so cheap? Buy cheap, buy twice.
    • Community Assistant
    Offline

    20
    ReputationRep:
    Community Assistant
    (Original post by BSpower)
    cant remember exactly, I searched around different compare websites, probably gocompare.com. My car is 06 BMW 1 serious.
    You're driving a BMW and expect your insurance to be cheap? l m f a o
    Offline

    1
    ReputationRep:
    Same thing is happening to me I drive just work and back home sometimes I’m doing excellent and some times poor while I’m doing everyday same way and driving same speed no accelerating or breaking hard.
    Offline

    9
    ReputationRep:
    (Original post by Wōden)
    Don't bother with any comparison websites, they never give you the cheapest quotes. Go directly to the individual insurance companies, and don't be afraid to ring them up and challenge them on their prices, more often than not they will come back with a cheaper quote.

    Aviva have been the best I have personally found lately, this year my renewal was just over £400 on my Mitsubishi pickup, fully comp. Would have been even less but I have to include business cover (I'm self employed).
    Just looked at Aviva, they quoted me well over £4000 to insure a 1.0 litre 2014 Vauxhall Corsa...

    I am 17 btw
    Offline

    19
    ReputationRep:
    (Original post by joelcarter)
    Just looked at Aviva, they quoted me well over £4000 to insure a 1.0 litre 2014 Vauxhall Corsa...

    I am 17 btw
    Add an experienced additional driver (parent/guardian)?
    Offline

    9
    ReputationRep:
    (Original post by accountant-future)
    Add an experienced additional driver (parent/guardian)?
    That was already with my dad (an experienced driver with over 10 years no claims) as the main driver ...
    Offline

    19
    ReputationRep:
    (Original post by joelcarter)
    That was already with my dad (an experienced driver with over 10 years no claims) as the main driver ...
    Put yourself as the main driver and him as the additional driver.

    Also, choose fully comprehensive insurance.
    Offline

    9
    ReputationRep:
    (Original post by accountant-future)
    Put yourself as the main driver and him as the additional driver.

    Also, choose fully comprehensive insurance.
    Did it again with myself as the main driver, no difference in price :/Name:  Screen Shot 2018-05-02 at 12.48.09.png
Views: 10
Size:  76.2 KB
    • Community Assistant
    Offline

    20
    ReputationRep:
    Community Assistant
    (Original post by joelcarter)
    Did it again with myself as the main driver, no difference in price :/Name:  Screen Shot 2018-05-02 at 12.48.09.png
Views: 10
Size:  76.2 KB
    That'll be because they assumed you were trying to commit fraud.
    Offline

    9
    ReputationRep:
    (Original post by IWMTom)
    That'll be because they assumed you were trying to commit fraud.
    What reason would they have to suspect that?
    • Community Assistant
    Offline

    20
    ReputationRep:
    Community Assistant
    (Original post by joelcarter)
    What reason would they have to suspect that?
    Your dad being main driver on a Corsa with you as a named driver, presumably with your dad already having a car, and you just passing your test?

    It just screams fronting!
    Offline

    9
    ReputationRep:
    (Original post by IWMTom)
    Your dad being main driver on a Corsa with you as a named driver, presumably with your dad already having a car, and you just passing your test?

    It just screams fronting!
    My dad and I were planning on sharing the car, due to the fact that his current car is old and needs replacing. He would be driving it Monday-Friday to work and I could then drive it in the evenings and at the weekend. Also, I've not seen any other non-black box insurance quotes lower that £3500 yet, so I assume Aviva is just expensive.

    I was also put as the main driver on the quote I posted above
    Offline

    22
    ReputationRep:
    (Original post by emmepemme1999)
    Okay so I've been driving nearly three months now and I have been told by many experienced drivers I am good and safe when it comes to driving. I never speed (even when everyone else around me does), I rarely break harshly unless in unavoidable situations, and the latest I have driven is about 8 at night. BUT my black box keeps giving me either perfect scores or negative scores across the board. My question is: is anyone else experiencing or has anyone been through this and in which case what did you do to fix it??!
    I had this when I had a black box. Was a load of rubbish, it started giving me perfect scores and then it also started giving me average/bad scores even though I’m a safe drivier! Just felt like a rip off tbh. Luckily when my old insurance was up for renewal I found a cheaper non blackbox insurance.

    Maybe when your insurance is due for renewal, find something else that doesn’t require a blackbox?
 
 
 
Poll
“Yanny” or “Laurel”

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reply
Hide
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.