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    Hey! What's the best current account (non-student)?

    I'm currently with Lloyds Bank. Really good service from them, but other than a few cashback offers, they don't offer anything. I'm not earning £1,500 per month yet so I can't get their "Club Lloyds" account, and I only have 1 direct debit, so wouldn't be able to get interest with a Club Lloyds account anyway.

    I hold an ISA with Nationwide and have a current account with them which I don't use now. The account was 5% interest, but as I've been with them longer than 12 months, it's dropped to 1%.

    I was looking at TSB current accounts. Their minimum pay-in is £500 per month, plus you get 3% interest, and 5% cashback on your first £100 of contactless spend each month... I use contactless a lot!

    TSB sounds quite good to me, but is there anyone better?

    Thanks!
    • Community Assistant
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    It sounds like TSB is your best bet. Keep an eye on this page, it is regularly updated with the best current account deals: http://www.moneysavingexpert.com/ban...ounts#interest
    • TSR Support Team
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    I'm with Nationwide. I get free travel insurance with mine. Plus a really good deal on credit cards.

    Are you willing to pay a monthly fee? The one I have is free btw.
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    None of the rewards are that good. You may get a few perks or £10 a month interest for a year but is it really worth switching if you are happy where you are?

    I'm with Nationwide. I have had dealings with a lot of banks through their credit cards and have found nationwide to be best. They are good on the phone and I like their online banking. All I want from a current account is for them to do the basics well. The gimmicks aren't tempting enough for me.
    • TSR Support Team
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    Yes, I found the gimmicks weren't that attractive. I just wanted a bank with decent customer service.
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    I opened up a nationwide sole and joint account (with my fiance) in order to take advantage of the 5% on the first £2500 (minimum £1000 pay in).

    It's free, and I'm now getting 5% on £5000.
 
 
 
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