Hey there! Sign in to join this conversationNew here? Join for free

Denied Student Finance for Part 2 Architecture Course Watch

    • Thread Starter
    Offline

    0
    ReputationRep:
    Hello,

    I graduated from a Part 1 Architecture course in 2012, which was covered by student finance (I took a 5 year loan to cover Part 1 (3 years) and Part 2 (2 years), which is standard for Architecture).

    Following my graduation I was unwell and did not get a placement until some time after this, though have now been working in practice for several years and was hoping to start on a Part 2 course in September 2017.

    I rung student finance the other day regarding my loan and they said they would not provide me with any finance for my Part 2 course because i graduated from my Part 1 course more than 3 years ago.

    It is compulsory for me to study on a Part 2 course to become a qualified architect, so I am extremely worried about this as i would not be able to fund these studies without a loan with the expense of tuition fees now. This would effectively render my career over, detrimental to my future.

    I am wondering if anyone had any experience or could offer any advice in this situation? I feel as though I am basically having higher education that is 100% necessary for my career path withheld, which I feel is fundamentally wrong.

    Any help appreciated!
    Offline

    1
    ReputationRep:
    Hi! You do need to complete a part 2 and 3 to get qualified in the UK, why don't you try take a loan from a bank like HSBC, they give about £25,000 if it's a graduate account. But you've been working for a while now, would you not have saved up at least some of the funds? Also the Royal College of art gives a loan of the full tuition fee to students for part 2 as well. There's a lot of very cheap part 2 universities out there, I'm sure you'll find something! don't worry 💪🏽
    Offline

    0
    ReputationRep:
    Hi there, I am in exactly the same boat and currently chasing this up.
    they said I don't qualify for a tuition loan for part 2 because its been 4.5 years (2012) and I also dont qualify for post grad because its not technically a step up to a masters. So i don't know how people are expected to fund this. I have also been working as a part 1.
    • Thread Starter
    Offline

    0
    ReputationRep:
    Hi, sorry for the late response no-one replied at first so i didn't think anyone would!

    I'm in discussion with the student loans about this currently through their appeals process, I don't know how successful i will be but if i can't get a loan, i can't study which will be detrimental to my future. I think it's fundamentally wrong to deny higher education to someone who actually requires it.

    There is someone in my practice who managed to get a loan after taking 4-years out after many phone-calls so there is a precedent for it to be possible i guess. And as for the suggestion of saving up money to cover tuition fees on a Part-1 assistant salary. It hardly covers my living costs as it is!

    stephharrison how comes you took so long before going back to do part 2 out of interest?
    Offline

    10
    ReputationRep:
    (Original post by LewisLovedale)
    Hi, sorry for the late response no-one replied at first so i didn't think anyone would!

    I'm in discussion with the student loans about this currently through their appeals process, I don't know how successful i will be but if i can't get a loan, i can't study which will be detrimental to my future. I think it's fundamentally wrong to deny higher education to someone who actually requires it.

    There is someone in my practice who managed to get a loan after taking 4-years out after many phone-calls so there is a precedent for it to be possible i guess. And as for the suggestion of saving up money to cover tuition fees on a Part-1 assistant salary. It hardly covers my living costs as it is!

    stephharrison how comes you took so long before going back to do part 2 out of interest?
    Don't let it affect you. Take a commercial graduate loan if needs be. Do the maths, how much you are likely to earn etc and talk to banks. The high street should love you, if you're working and repaying its a win win for both. If you have experience you'll surely have no problem after part 2?
    Offline

    15
    ReputationRep:
    (Original post by zeldusone)
    Take a commercial graduate loan if needs be.
    The OP is talking about an undergraduate level course, not a graduate course. There is only one commercial loan given for study in the UK - the Professional & Career Development Loan (PCDL) offered by the Co-Op Bank (which offers a maximum of £10,000, if you qualify for that much). Unfortunately that loan is not available for undergraduate level study, which is what the OP is talking about. If it was a Masters-level course then they could get Student Finance's Postgraduate Loan.

    There are no other UK commercial bank loans available specifically to cover undergraduate study costs, regardless of how well-established the OP's financial/working situation and prospects might be.
    Offline

    10
    ReputationRep:
    (Original post by Klix88)
    The OP is talking about an undergraduate level course, not a graduate course. There is only one commercial loan given for study in the UK - the Professional & Career Development Loan (PCDL) offered by the Co-Op Bank (which offers a maximum of £10,000, if you qualify for that much). Unfortunately that loan is not available for undergraduate level study, which is what the OP is talking about. If it was a Masters-level course then they could get Student Finance's Postgraduate Loan.

    There are no other UK commercial bank loans available specifically to cover undergraduate study costs, regardless of how well-established the OP's financial/working situation and prospects might be.
    Could still be worth a shot. Banks are always looking to make money. They take bigger risks that a student with experience.

    I understand it might not be the norm but loans aren't fixed in the same way a graduate account might be, but I accept your point at the same time.
 
 
 
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • Poll
    Will you be richer or poorer than your parents?
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

    Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

    Quick reply
    Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.