Turn on thread page Beta

Barclays watch

Announcements
    • Thread Starter
    Offline

    2
    ReputationRep:
    Does anyone know if Barclays will reopen your bank account if they close it due to a misunderstanding? They thought I did something but I didn't and I've proved them wrong but their rejecting to open my account. Does anyone know what rights I have to reopen?

    Kind regards,
    Abdullah Siddiq
    • TSR Support Team
    Offline

    19
    ReputationRep:
    TSR Support Team
    (Original post by Siddique123)
    Does anyone know if Barclays will reopen your bank account if they close it due to a misunderstanding? They thought I did something but I didn't and I've proved them wrong but their rejecting to open my account. Does anyone know what rights I have to reopen?

    Kind regards,
    Abdullah Siddiq
    What was the misunderstanding all about?
    • Thread Starter
    Offline

    2
    ReputationRep:
    (Original post by Rock Fan)
    What was the misunderstanding all about?
    They thought I scammed someone but I hadn't. I proved them wrong and they apologised and removed my name of their blacklist but they're refusing to re-open my bank account.

    Regards,
    Abdullah Siddiq
    Offline

    20
    ReputationRep:
    You don't need to keep putting the sign-off - it's not a letter.

    We can help you if you can be more specific. What does 'scamming someone' mean? Is there a CIFAS marker against your name at the credit reference agencies? What information have Barclays based their decision on?
    • Thread Starter
    Offline

    2
    ReputationRep:
    There used to be a cifas marker but now barclays removed it because they made a mistake in putting it on the first place.
    Offline

    20
    ReputationRep:
    (Original post by Siddique123)
    There used to be a cifas marker but now barclays removed it because they made a mistake in putting it on the first place.
    And have you checked your credit files at ALL three agencies to check this information has been updated? A CIFAS marker is about the worst thing to have.

    Barclays have clearly taken the decision that they do not wish to open an account for you. Apart from the CIFAS issue, are there other things that would affect your credit rating - unpaid debts, county court judgements, insolvency?
    Offline

    19
    ReputationRep:
    It might well be that even if Barclays can't prove anything, they suspect you've committed fraud and would rather not risk having you as a customer. The easiest thing to do, if you're sure your formal record's clear, is probably just to move to another bank.
    • Thread Starter
    Offline

    2
    ReputationRep:
    Everything's fine now. It was just that one cifas marker but now thats gone.

    Posted from TSR Mobile
    • Thread Starter
    Offline

    2
    ReputationRep:
    Ive applied to lloyds and hopefully that goes well.

    Posted from TSR Mobile
    Offline

    20
    ReputationRep:
    (Original post by Siddique123)
    Ive applied to lloyds and hopefully that goes well.

    Posted from TSR Mobile
    That's probably best. If there's no further adverse information, you should be fine.
    Offline

    3
    ReputationRep:
    How did you manage to get rid of it?
    Posted from TSR Mobile[/QUOTE]
 
 
 
Reply
Submit reply
Turn on thread page Beta
TSR Support Team

We have a brilliant team of more than 60 Support Team members looking after discussions on The Student Room, helping to make it a fun, safe and useful place to hang out.

This forum is supported by:
Updated: November 23, 2017
Poll
Do you think parents should charge rent?

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reply
Hide
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.