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    Does anyone know if Barclays will reopen your bank account if they close it due to a misunderstanding? They thought I did something but I didn't and I've proved them wrong but their rejecting to open my account. Does anyone know what rights I have to reopen?

    Kind regards,
    Abdullah Siddiq
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    (Original post by Siddique123)
    Does anyone know if Barclays will reopen your bank account if they close it due to a misunderstanding? They thought I did something but I didn't and I've proved them wrong but their rejecting to open my account. Does anyone know what rights I have to reopen?

    Kind regards,
    Abdullah Siddiq
    What was the misunderstanding all about?
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    (Original post by Rock Fan)
    What was the misunderstanding all about?
    They thought I scammed someone but I hadn't. I proved them wrong and they apologised and removed my name of their blacklist but they're refusing to re-open my bank account.

    Regards,
    Abdullah Siddiq
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    You don't need to keep putting the sign-off - it's not a letter.

    We can help you if you can be more specific. What does 'scamming someone' mean? Is there a CIFAS marker against your name at the credit reference agencies? What information have Barclays based their decision on?
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    There used to be a cifas marker but now barclays removed it because they made a mistake in putting it on the first place.
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    (Original post by Siddique123)
    There used to be a cifas marker but now barclays removed it because they made a mistake in putting it on the first place.
    And have you checked your credit files at ALL three agencies to check this information has been updated? A CIFAS marker is about the worst thing to have.

    Barclays have clearly taken the decision that they do not wish to open an account for you. Apart from the CIFAS issue, are there other things that would affect your credit rating - unpaid debts, county court judgements, insolvency?
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    It might well be that even if Barclays can't prove anything, they suspect you've committed fraud and would rather not risk having you as a customer. The easiest thing to do, if you're sure your formal record's clear, is probably just to move to another bank.
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    Everything's fine now. It was just that one cifas marker but now thats gone.

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    Ive applied to lloyds and hopefully that goes well.

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    (Original post by Siddique123)
    Ive applied to lloyds and hopefully that goes well.

    Posted from TSR Mobile
    That's probably best. If there's no further adverse information, you should be fine.
 
 
 
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