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Financial hardship Watch

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    Hello,

    I am intending on starting university this year, however, my partner and I have two children and £18,000 worth of debts. What is available to help me still able to support my family as well as study full-time?

    Thank you
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    (Original post by SimonScullion)
    Hello,

    I am intending on starting university this year, however, my partner and I have two children and £18,000 worth of debts. What is available to help me still able to support my family as well as study full-time?

    Thank you
    Hi, going to move this one to student financial support. What you get, depends where you live. If you live in England, it's all loans. Have you talked to someone such as CAB about your debts?
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    (Original post by SimonScullion)
    Hello,

    I am intending on starting university this year, however, my partner and I have two children and £18,000 worth of debts. What is available to help me still able to support my family as well as study full-time?

    Thank you
    This is the official Student Finance calculator for England:

    https://www.gov.uk/student-finance-calculator

    Be aware that SF is geared to helping support debt-free 18-21 year olds without financial commitments. Most will struggle to pay rent on a single roon in shared student accommodation. If you're carrying that level of debt and supporting a family, you may need to look at your situation very carefully before commiting. No account is taken of your living costs, financial commitments or outgoings, when your loans are calculated.
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    (Original post by Tiger Rag)
    Hi, going to move this one to student financial support. What you get, depends where you live. If you live in England, it's all loans. Have you talked to someone such as CAB about your debts?
    Good evening,

    I have already got a loan through student finance for college, what I shall do is consult with then.

    Thank you for your reply.

    Kind regards

    Simon
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    (Original post by SimonScullion)
    Good evening,

    I have already got a loan through student finance for college, what I shall do is consult with then.

    Thank you for your reply.

    Kind regards

    Simon
    All student finance can really do for people in financial hardship is bring your next payment forward , would not get any more money.
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    Whilst universities have Hardship Funds, these will be normally be for students who run into severe and unexpected financial problems which risk them not being able to continue their study (although every uni can set its own rules). If you go into uni study knowing up front that it will cause financial problems and you may not be able to afford it, then you usually wouldn't qualify for access to the Hardship Fund.

    I doubt that your current college will be able to advise. Your dealings will purely be with Student Finance for university.
 
 
 
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