Basically, I have been in a relationship for three years (engaged for nearly two), things have been up and down and rocky at times. But otherwise, okay.
We reside together in a rented house, and I moved over here a year and a bit a go.
Over the last few months, I had noticed TV Licensing letters coming through the door addressed to my partner (she is on the Tenancy and I am not), I asked her what it was about. She said it was because we/[she] switched payment plans and decided to pay it monthly over annually, as we couldn't afford it, but somehow missed a payment and they were demanding payments. This was followed by quite a few letters, and she said she had paid them, and they take direct debits out.
I send her money over on a fortnightly basis to cover my part of the bills, rent and utilities. She handles the finances and so I only really know what she tells me gets paid, and occasionally she'll borrow money if something comes out that she couldn't afford to pay.
Then bill letters came in, she owes EDF energy money (I think its a few hundred).
So night before last, I was curious and something wasn't right. I decided to look through some opened letters, I'd previously seen.
I was shocked at what I saw. She had a debt collection notice from an agency on behalf of an educational institution, our home uni. She owes them over 1.5K in unpaid rental accommodation.
She claims her student loan package didn't cover it, because she was assessed when she had two jobs and both her parents worked higher salaries.
I also saw a notice for unpaid council tax arrears (about £900) she claimed she missed a payment and received a notice letter. They want the full payment in full.
I've so shocked at this and don't know what to do. I dunno if its done deliberately or she is in genuine dire straights. Seems like she's avoided it for so long.
Its causing massive arguments. I feel betrayed and I feel like she's a different person.
Sure, I'll support her, but I'm disapointed and less trusting.
Could I go to prison for the unpaid council tax?
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