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My household income is around £55k a year and I am totally aware of how I will be around the minimum amount for loans which is perfectly fine, but what do I do when my step parent who earns literally around 50k of this income, says he will refuse to pay/support me financially throughout my university years (due to family issues etc) ?? I have no relationship with my step dad and I never have, we can go months without ever speaking a word to each other. This leaves my mum (who I do have a relationship with), who earns around £100 per week to support me, which would be a totally different scenario in terms of how much I would get in terms of my loan. What do I do about this? IS THIS EVEN LEGAL? I am a Northern Irish student and I aim to go to London for university, if this information helps.
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#2
(Original post by leahwyd)
My household income is around £55k a year and I am totally aware of how I will be around the minimum amount for loans which is perfectly fine, but what do I do when my step parent who earns literally around 50k of this income, says he will refuse to pay/support me financially throughout my university years (due to family issues etc) ?? I have no relationship with my step dad and I never have, we can go months without ever speaking a word to each other. This leaves my mum (who I do have a relationship with), who earns around £100 per week to support me, which would be a totally different scenario in terms of how much I would get in terms of my loan. What do I do about this? IS THIS EVEN LEGAL? I am a Northern Irish student and I aim to go to London for university, if this information helps.
My household income is around £55k a year and I am totally aware of how I will be around the minimum amount for loans which is perfectly fine, but what do I do when my step parent who earns literally around 50k of this income, says he will refuse to pay/support me financially throughout my university years (due to family issues etc) ?? I have no relationship with my step dad and I never have, we can go months without ever speaking a word to each other. This leaves my mum (who I do have a relationship with), who earns around £100 per week to support me, which would be a totally different scenario in terms of how much I would get in terms of my loan. What do I do about this? IS THIS EVEN LEGAL? I am a Northern Irish student and I aim to go to London for university, if this information helps.
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#3
Perhaps contact student finance about the situation. First, speak to your step dad about finance and explain you can't get funding as in the government's view, parents are supposed to supply the difference. I'd see what he says. Do you all live together?
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#4
On your application for student fiancé just say your mother is a single parent. That's what I'm doing
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#6
(Original post by leahwyd)
My household income is around £55k a year and I am totally aware of how I will be around the minimum amount for loans which is perfectly fine, but what do I do when my step parent who earns literally around 50k of this income, says he will refuse to pay/support me financially throughout my university years (due to family issues etc) ?? I have no relationship with my step dad and I never have, we can go months without ever speaking a word to each other. This leaves my mum (who I do have a relationship with), who earns around £100 per week to support me, which would be a totally different scenario in terms of how much I would get in terms of my loan. What do I do about this? IS THIS EVEN LEGAL? I am a Northern Irish student and I aim to go to London for university, if this information helps.
My household income is around £55k a year and I am totally aware of how I will be around the minimum amount for loans which is perfectly fine, but what do I do when my step parent who earns literally around 50k of this income, says he will refuse to pay/support me financially throughout my university years (due to family issues etc) ?? I have no relationship with my step dad and I never have, we can go months without ever speaking a word to each other. This leaves my mum (who I do have a relationship with), who earns around £100 per week to support me, which would be a totally different scenario in terms of how much I would get in terms of my loan. What do I do about this? IS THIS EVEN LEGAL? I am a Northern Irish student and I aim to go to London for university, if this information helps.
you dont give enough info about your relationship with your step dad i.e live together etc. Contact SFE, but you could consider going for estranged status i.e going and living apart. If you are viewed as estranged and independent then you can apply for student finance on your own merits. Living together would make that very difficult.
I dont believe you can force him to contribute.. London is expensive, so that might mean take a gap year, establish estrangement and go the following year.
http://www.practitioners.slc.co.uk/m..._fs_1516_d.pdf
http://standalone.org.uk/guides/student-guide/
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#7
(Original post by fxlloutboyy)
Perhaps contact student finance about the situation. First, speak to your step dad about finance and explain you can't get funding as in the government's view, parents are supposed to supply the difference. I'd see what he says. Do you all live together?
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Perhaps contact student finance about the situation. First, speak to your step dad about finance and explain you can't get funding as in the government's view, parents are supposed to supply the difference. I'd see what he says. Do you all live together?
Posted from TSR Mobile
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#8
Unfortunately SFE doesn't help in this kind of situation. It sucks. I'm getting the absolute minimum loan because my dad has a high income but terrible money management. Despite him having an income ~£100k he has no savings and is in lots of debt. To make matters worse, there will be 3 of us in university at the same time, which SFE also takes little consideration of. With high marginal tax rates it's not like my dad is going to be able to spend ~£30k on his 3 kids to make up for the pathetic loans.
I think this whole system of loans being based on your parents income is unfair. Everyone should be allowed to request the maximum loan. Universities and other sources already give bursaries to low income students. my loan doesn't even cover my term time rent.
I think this whole system of loans being based on your parents income is unfair. Everyone should be allowed to request the maximum loan. Universities and other sources already give bursaries to low income students. my loan doesn't even cover my term time rent.
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#9
(Original post by Kyx)
On your application for student fiancé just say your mother is a single parent. That's what I'm doing
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On your application for student fiancé just say your mother is a single parent. That's what I'm doing
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(Original post by jelly1000)
Does your step dad live with your Mum and if so do you live with both? If that is the case then I'm afraid student finance will count his income too- you'll most likely need to work to make up the income gap. Its perfectly legal.
Does your step dad live with your Mum and if so do you live with both? If that is the case then I'm afraid student finance will count his income too- you'll most likely need to work to make up the income gap. Its perfectly legal.
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(Original post by fxlloutboyy)
Perhaps contact student finance about the situation. First, speak to your step dad about finance and explain you can't get funding as in the government's view, parents are supposed to supply the difference. I'd see what he says. Do you all live together?
Posted from TSR Mobile
Perhaps contact student finance about the situation. First, speak to your step dad about finance and explain you can't get funding as in the government's view, parents are supposed to supply the difference. I'd see what he says. Do you all live together?
Posted from TSR Mobile
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(Original post by ♥Samantha♥)
Unfortunately SFE doesn't help in this kind of situation. It sucks. I'm getting the absolute minimum loan because my dad has a high income but terrible money management. Despite him having an income ~£100k he has no savings and is in lots of debt. To make matters worse, there will be 3 of us in university at the same time, which SFE also takes little consideration of. With high marginal tax rates it's not like my dad is going to be able to spend ~£30k on his 3 kids to make up for the pathetic loans.
I think this whole system of loans being based on your parents income is unfair. Everyone should be allowed to request the maximum loan. Universities and other sources already give bursaries to low income students. my loan doesn't even cover my term time rent.
Unfortunately SFE doesn't help in this kind of situation. It sucks. I'm getting the absolute minimum loan because my dad has a high income but terrible money management. Despite him having an income ~£100k he has no savings and is in lots of debt. To make matters worse, there will be 3 of us in university at the same time, which SFE also takes little consideration of. With high marginal tax rates it's not like my dad is going to be able to spend ~£30k on his 3 kids to make up for the pathetic loans.
I think this whole system of loans being based on your parents income is unfair. Everyone should be allowed to request the maximum loan. Universities and other sources already give bursaries to low income students. my loan doesn't even cover my term time rent.
I think the system is good to an extent, but when it comes to complicated situation for example parents refusing to pay and the amount of children someone has, it's difficult and ahh
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(Original post by 999tigger)
Hi
you dont give enough info about your relationship with your step dad i.e live together etc. Contact SFE, but you could consider going for estranged status i.e going and living apart. If you are viewed as estranged and independent then you can apply for student finance on your own merits. Living together would make that very difficult.
I dont believe you can force him to contribute.. London is expensive, so that might mean take a gap year, establish estrangement and go the following year.
http://www.practitioners.slc.co.uk/m..._fs_1516_d.pdf
http://standalone.org.uk/guides/student-guide/
Hi
you dont give enough info about your relationship with your step dad i.e live together etc. Contact SFE, but you could consider going for estranged status i.e going and living apart. If you are viewed as estranged and independent then you can apply for student finance on your own merits. Living together would make that very difficult.
I dont believe you can force him to contribute.. London is expensive, so that might mean take a gap year, establish estrangement and go the following year.
http://www.practitioners.slc.co.uk/m..._fs_1516_d.pdf
http://standalone.org.uk/guides/student-guide/
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(Original post by Kyx)
On your application for student fiancé just say your mother is a single parent. That's what I'm doing
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On your application for student fiancé just say your mother is a single parent. That's what I'm doing
Posted from TSR Mobile
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#16
(Original post by leahwyd)
My step dad and I live together with my mum, but I am estranged from my real dad who is meant to be paying for child benefits etc which he doesn't, another reason my step dad refuses to co-operate with the situation. I messaged the university I hope to be attending for help so hopefully will get a reply soon.
My step dad and I live together with my mum, but I am estranged from my real dad who is meant to be paying for child benefits etc which he doesn't, another reason my step dad refuses to co-operate with the situation. I messaged the university I hope to be attending for help so hopefully will get a reply soon.
Look to see if there are any scholarships.
The other way is to move out get a job and establish yourself as independent for 3 years.
If the first two dont work then if it were me I would go for the last one and just earn money. Rubbish to do uni constantly scraping and min grant will not pay your accommodation. Post back to see what sfe said. They will deal with the situation all the time.
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#17
(Original post by 999tigger)
Please contact SFE this morning and explain to them he will not pay. they may let you exclude him from the considered income. Use the phone.
Please contact SFE this morning and explain to them he will not pay. they may let you exclude him from the considered income. Use the phone.
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#18
(Original post by iainvg)
I can categorically say they don't care and won't make any adjustments, as I was in exactly the same situation when I started uni in 2009. I had to make do with the basic loan supplemented by multiple part time jobs.
I can categorically say they don't care and won't make any adjustments, as I was in exactly the same situation when I started uni in 2009. I had to make do with the basic loan supplemented by multiple part time jobs.
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#19
I'm so sorry to hear this. The system isn't fair because it assumes that all parents are willing/able to help their kids if they earn x amount and this is definitely not the case.
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