Finiacial crisis, cant afford to go to university

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anonymous1218
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I live in Northern Ireland and have applied through student finance NI as i have got m,y consitional offer at the university of Portsmouth to study marine biology. The only problem is that my loan and grant from student finance NI doesn't even cover all of my accommodation costs in England never mind transport, food and every other essential. If i aplied thorugh student finance england i would have enough but i have checked and i am not allowed due to where i live and i am not entitled to ant disability or hardship related loans and im just facing the fact i cant afford to go to university. As much as i think this is unfair that an irish or english student gets nearly double than what i get in loans where i cant even financially support myself is disgraceful, has anybody been in a similar situation or know what i can do to try and scrape together more money for university? i do work but even with a job i can not afford it and its beginning to me make consider just dropping out before i even start. Thanks
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JDi98
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(Original post by anonymous1218)
I live in Northern Ireland and have applied through student finance NI as i have got m,y consitional offer at the university of Portsmouth to study marine biology. The only problem is that my loan and grant from student finance NI doesn't even cover all of my accommodation costs in England never mind transport, food and every other essential. If i aplied thorugh student finance england i would have enough but i have checked and i am not allowed due to where i live and i am not entitled to ant disability or hardship related loans and im just facing the fact i cant afford to go to university. As much as i think this is unfair that an irish or english student gets nearly double than what i get in loans where i cant even financially support myself is disgraceful, has anybody been in a similar situation or know what i can do to try and scrape together more money for university? i do work but even with a job i can not afford it and its beginning to me make consider just dropping out before i even start. Thanks
Are there not any universities in Northern Ireland that you could attend, or are you just trying to be stuck up by choosing an institution that is so far from home?
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username2911200
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(Original post by anonymous1218)
I live in Northern Ireland and have applied through student finance NI as i have got m,y consitional offer at the university of Portsmouth to study marine biology. The only problem is that my loan and grant from student finance NI doesn't even cover all of my accommodation costs in England never mind transport, food and every other essential. If i aplied thorugh student finance england i would have enough but i have checked and i am not allowed due to where i live and i am not entitled to ant disability or hardship related loans and im just facing the fact i cant afford to go to university. As much as i think this is unfair that an irish or english student gets nearly double than what i get in loans where i cant even financially support myself is disgraceful, has anybody been in a similar situation or know what i can do to try and scrape together more money for university? i do work but even with a job i can not afford it and its beginning to me make consider just dropping out before i even start. Thanks
Would you get more money if you studied in Ireland? You'd have to decline your offer and apply to Irish universities through clearing, though of course you're not guantaeed to get a place that way.
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anonymous1218
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(Original post by JDi98)
Are there not any universities in Northern Ireland that you could attend, or are you just trying to be stuck up by choosing an institution that is so far from home?
stuck up essentially. The universities in Northern Ireland are the same and i would not have enough money to live unless i stayed at home for the next 3 years with my parents. I wasn't even offered a place at the northern Ireland universities i applied for but why should i be financially limited to staying in my own country when the vast majority of students get to move out and start their own life at uni.
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username2911200
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(Original post by anonymous1218)
stuck up essentially. The universities in Northern Ireland are the same and i would not have enough money to live unless i stayed at home for the next 3 years with my parents. I wasn't even offered a place at the northern Ireland universities i applied for but why should i be financially limited to staying in my own country when the vast majority of students get to move out and start their own life at uni.
Life isn't fair, that's why you should be financially limited. If nobody was financially limited then money would cease to mean anything at all. If you really want to go to university then live with your parents if you can find a place at an Irish university through Clearing.
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anonymous1218
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(Original post by Glassapple)
Would you get more money if you studied in Ireland? You'd have to decline your offer and apply to Irish universities through clearing, though of course you're not guantaeed to get a place that way.
I have essentially got my place in England already as i have gotten my grades from college already.I dont know how it works if i study in Ireland but if i come from the Republic to England i am classed as an EU student and therefore entitled to English student finance.
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JDi98
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(Original post by anonymous1218)
stuck up essentially. The universities in Northern Ireland are the same and i would not have enough money to live unless i stayed at home for the next 3 years with my parents. I wasn't even offered a place at the northern Ireland universities i applied for but why should i be financially limited to staying in my own country when the vast majority of students get to move out and start their own life at uni.
Because as the poster above me correctly pointed out, life is not fair. I presume that your parents' household income is limited for you to be resorting to such posts on this forum. You therefore have no place to be stuck up.

Unless you have demonstrated a high degree of academic competence, which would justify a scholarship, you essentially must take what you are given.

Why not work for a year or two, save up, and then go to your first choice University? This is not uncommon.
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anonymous1218
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(Original post by Glassapple)
Life isn't fair, that's why you should be financially limited. If nobody was financially limited then money would cease to mean anything at all. If you really want to go to university then live with your parents if you can find a place at an Irish university through Clearing.
Yes so i should be held back on my education and end up with whtat i get throug h clearing while anyone who is from any other part of the uk gets a huge loan given to them to waste on drinking for 3 years when i get virtually nothing from my loan. Unfortunately i dont have a bank of mummy and daddy like some rich kid to just take money from i actually work my ass off to get into uni. And i am certainly not waiting for a left over course in clearing when the course i have worked for is right there offering me a place.
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JDi98
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(Original post by anonymous1218)
I have essentially got my place in England already as i have gotten my grades from college already.I dont know how it works if i study in Ireland but if i come from the Republic to England i am classed as an EU student and therefore entitled to English student finance.
This could change after Brexit, which will have occurred before you complete your studies. I would wait before committing to studies in England until the implications of Brexit are clearer.
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anonymous1218
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(Original post by JDi98)
Because as the poster above me correctly pointed out, life is not fair. I presume that your parents' household income is limited for you to be resorting to such posts on this forum. You therefore have no place to be stuck up.

Unless you have demonstrated a high degree of academic competence, which would justify a scholarship, you essentially must take what you are given.

Why not work for a year or two, save up, and then go to your first choice University? This is not uncommon.
I have considered waiting a few years and applying again but i have already taken 2 years out to do more education and work. I would have literally no issue in any other part of the UK just the fact i am an NI student i am for some reason entitled to so much less than the rest of the country.
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username2911200
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(Original post by anonymous1218)
Yes so i should be held back on my education and end up with whtat i get throug h clearing while anyone who is from any other part of the uk gets a huge loan given to them to waste on drinking for 3 years when i get virtually nothing from my loan. Unfortunately i dont have a bank of mummy and daddy like some rich kid to just take money from i actually work my ass off to get into uni. And i am certainly not waiting for a left over course in clearing when the course i have worked for is right there offering me a place.
Unless you become the education secretary after the election there's nothing you can do about it. You can have a strop about it all you like, but it won't change anything about your situation. Most people don't get a 'huge loan', the majority of it goes on accommodation and travel costs, then anything left over is spent on what they want, like food and drink. There's a thread on here about how people try to survive on £10 a week for food.

People who waste money on drinking aren't individually spending £100 a night, a lot of people buy drinks in multipacks from supermarkets for pre-drinks, then go out and spend (considering the student deals on drinks in bars it's not as much as you think). There are usually some good places in Clearing every year at good universities, as the places have been released due to people not meeting their offers.
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N.Irish uni student myself anonymous1218


I go to uni in Scotland, I get the highest amount of SF from N.Ireland. Except that I am extremely fortunate that I get scholarships and bursaries from my university. I know it's **** that the funding is so low, but tbh, I think it is a deliberate ploy by Stormont to make people like you and me stay in N.Ireland instead of escaping to mainland UK.

I'm afraid there is little I can offer in help or support other than perhaps you looking into other unis? The funding for N.I students undergrad is bad but the postgrad funding? Jesus, it's ****ing worse.
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(Original post by Glassapple)
Unless you become the education secretary after the election there's nothing you can do about it. You can have a strop about it all you like, but it won't change anything about your situation. Most people don't get a 'huge loan', the majority of it goes on accommodation and travel costs, then anything left over is spent on what they want, like food and drink. There's a thread on here about how people try to survive on £10 a week for food.

People who waste money on drinking aren't individually spending £100 a night, a lot of people buy drinks in multipacks from supermarkets for pre-drinks, then go out and spend (considering the student deals on drinks in bars it's not as much as you think). There are usually some good places in Clearing every year at good universities, as the places have been released due to people not meeting their offers.
I just want to point out that there is a difference in the amount of funding between SASS, SFE and SF N.Ireland, and the N.Irish funding has the lowest maximum funding, if you get what I mean.
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username2911200
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(Original post by Airmed)
I just want to point out that there is a difference in the amount of funding between SASS, SFE and SF N.Ireland, and the N.Irish funding has the lowest maximum funding, if you get what I mean.
Even with that, it comes down to the fact that the OP wasn't born in England and therefore cannot expect the same financial support as somebody who was. I wouldn't apply to university in America and expect to receive the same financial support as an American national. Even though Northern Ireland is very close geographically to England, the OP is still expecting to study in a different country and as such should be prepared for the financial implications of this decision.
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(Original post by Glassapple)
Even with that, it comes down to the fact that the OP wasn't born in England and therefore cannot expect the same financial support as somebody who was. I wouldn't apply to university in America and expect to receive the same financial support as an American national. Even though Northern Ireland is very close geographically to England, the OP is still expecting to study in a different country and as such should be prepared for the financial implications of this decision.
Yeah, no, I understand your point, I just wanted to make sure that people get the fact that we're slightly buggered in N.Ireland because our government is too busy fighting and doesn't care much about education or funding as it should :lol: You are right though, we should be prepared financially. It's why my sister took a gap year herself to work and save because she isn't going to be as lucky as me and get scholarship funding.
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sophia5892
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Is there other accommodation you could stay at? Or rent privately?

I'm afraid I don't know much about the NI system but I thought the max loan and grant for NI students was around £6.5k?
If your accommodation is more than 6 grand then that's just ridiculous!

I wouldn't be spending more than 4.5k on accommodation as a maximum. That'd then leave you just under £50 a week to live off which is doable (provided I'm right about the 6.5k!)
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(Original post by sophia5892)
Is there other accommodation you could stay at? Or rent privately?

I'm afraid I don't know much about the NI system but I thought the max loan and grant for NI students was around £6.5k?
If your accommodation is more than 6 grand then that's just ridiculous!

I wouldn't be spending more than 4.5k on accommodation as a maximum. That'd then leave you just under £50 a week to live off which is doable (provided I'm right about the 6.5k!)
It's just under £6.5k. £6428 to be precise
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sophia5892
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(Original post by Airmed)
It's just under £6.5k. £6428 to be precise
Thanks! Sucks that you guys get so much less than the max SFE amount. Although I guess at least you still get grants so you owe less after. Not that that helps when you need the money now!
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(Original post by sophia5892)
Thanks! Sucks that you guys get so much less than the max SFE amount. Although I guess at least you still get grants so you owe less after. Not that that helps when you need the money now!
I get £2953 in loan and £3475 in grant :yep:
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anonymous1218
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(Original post by Glassapple)
Even with that, it comes down to the fact that the OP wasn't born in England and therefore cannot expect the same financial support as somebody who was. I wouldn't apply to university in America and expect to receive the same financial support as an American national. Even though Northern Ireland is very close geographically to England, the OP is still expecting to study in a different country and as such should be prepared for the financial implications of this decision.
It is the same country ran by the same people, the United Kingdom and ran by Westminster. We don't execafky have a northern Irish government at the moment. And he fact is that's fair enough I'm not an English national, but if I was from the Republic of Ireland I would be just entitled to English finance as I would be classed as an EU student. So an Irish person who is not in there uk gets more support than an Irish person who is part of the UK. That's how it's so rediculous
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