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Should i apply for a maintenance loan even though i dont need it

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Depends on how likely you believe the debt will be sold off and have it changed, otherwise you should take it. I saw something on moneysupermarket basically saying, if you could pay off your entire student loan in full, you'd be better off not paying it because chances are it will be written off before you can fully pay it off anyway but once again this is dependant on whether or not it is actually sold off.

what do you mean?

Reply 21

study beats

Original post by Kravence

Take it, then invest it or use it for a deposit or something.
It's one of the best type of loans you can get, might as well take advantage

i am already in debt for 4 years of uni degree? should i still go for it?

Reply 22

august11

Original post by study beats

i feel like having more money in bank account will feel nicer?

Meh, do what you want. They assess what you're entitled to anyway, so it's all good. Personally I'd rather not be in debt, it's just a better position to be in all round. Things could change for you financially.

Reply 23

Vikingninja

Just get it, you sound like you don't care what is being said from your replies.

(edited 6 years ago)

Reply 24

Kravence

Original post by study beats

i am already in debt for 4 years of uni degree? should i still go for it?

How do you mean already in debt? Of your current degree or one you're planning to do?

Reply 25

Gerry-Atricks

Original post by angelike1

exaggerate much?

What`s wrong with a little exaggeration from time to time

Reply 26

study beats

Original post by Kravence

How do you mean already in debt? Of your current degree or one you're planning to do?

as in the tuition fee loan

Reply 27

Tiger Rag

Original post by study beats

i feel like having more money in bank account will feel nicer?

Move to student financial support

Reply 28

Kravence

Original post by study beats

as in the tuition fee loan

My answer is pretty much the same as my op

Reply 29

study beats

Original post by Kravence

My answer is pretty much the same as my op

lol what? i didnt understand thaT?

Reply 30

study beats

Original post by Tiger Rag

Move to student financial support

whats that?

Reply 31

Kravence

Original post by study beats

lol what? i didnt understand thaT?

What I said originally

Original post by Kravence

Take it, then invest it or use it for a deposit or something.
It's one of the best type of loans you can get, might as well take advantage

Reply 32

Integer

If you're eligible for it then sure.

Reply 33

Dinasaurus

Original post by study beats

what do you mean?

Well if you can work out your potential earning and you find that in 30 years you will only pay off say 70% of your loan, you might as well not pay it off because you'd say 30% by just waiting it out,