Hey guys!
So, I graduated from Uni a few years ago, and ever since I've been employed in what I always considered to be a 'stop gap' job. I am now looking for a PGCE course to hopefully start this year, as long as it is not too late! I have a few questions regarding funding, the information online seems to differ a lot, so I'd really appreciate your replies!
1) I currently earn about 16K per year, but once I start my full-time course I would have to quit my job and commit to more flexible, bank hours. My partner earns 18K and will continue to earn that throughout the course.
Since Student Finance support is assessed based on the earnings in the previous year (at least afaik), would I still be eligible for Maintenance Loan? My earnings this and last year will be greater than when I'm studying since I won't be working full-time anymore, but I'm not sure whether that will still mean I won't be able to claim full maintenance loan?
2) Is it possible to claim maintenance loan as well as a personal development loan from a bank? I have no other means of financing the course whilst supporting myself and my partner, I am unaware of any bursaries that I might be entitled to, although I have looked.
3) Finally, would you say that it's too late to apply for this year? I was recently rejected by all three salaried positions that I applied for initially, which is why I am now applying so late. Should I apply for Student Finance before applying for the course?
Any guidance on this would be really appreciated!!