Loan waived after ten years?

Yeah, but whats with the ten years being talked about in that thread.

The following information is direct from the student loans repayment T&Cs (which is echoed on the gov.uk website as well):

Any outstanding balance will be written off/cancelled:
• when you turn 65 (if you took your first student loan in England, Wales or Northern Ireland in or before academic year 2005/6)
• 25 years after you become eligible to repay if you took your first student loan in England, Wales or Northern Ireland in or before academic year 2006/7)
• 35 years after you become eligible to repay (if you took out your student loan in Scotland);
• if you become disabled and permanently unable to work;
• if you die

You do not pay if you are earning under the threshold, but the loan is not written off earlier if you are earning under that threshold for all or some of that period. This is intuitively obvious since it's difficult to quantify and ripe for abuse if they did - if you're self employed, just declare your net profits as being under that threshold for 10 years - depending on your work you could claim money spent on a house, renovations etc are in the interest of your business. If you work in one role for 4 years earning £100k a year, then work in some other role under £21k where you know you essentially can't be fired, doing the absolute minimum, for 10 years, while enjoying the benefits of the money saved before. There is nothing to suggest the information provided by that user is correct and a wealth of resources that indicate it is in fact incorrect.