Student bank account - Santander or RBS?

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Peet79
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Hi,
I'll be coming to study in Glasgow this year and I'm wondering about which student account to get. I'm not going to use overdraft (I might not even be entitled to it) and all of the accounts I've seen are free, so I decided to choose based on the free things I get (cheaper travel in this case).

Now my question is: is cheaper train travel or coach travel better? Which will be cheaper overall / more convenient / faster to use? I like trains better, but heard that they are crazy expensive in the UK. Is there anything else I should really focus on, like proximity to the bank or something?

Also, the Santander account requires me to spend 500 pounds every term. Does paying for accommodation count?

Thanks
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Kevin De Bruyne
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(Original post by Peet79)
Hi,
I'll be coming to study in Glasgow this year and I'm wondering about which student account to get. I'm not going to use overdraft (I might not even be entitled to it) and all of the accounts I've seen are free, so I decided to choose based on the free things I get (cheaper travel in this case).

Now my question is: is cheaper train travel or coach travel better? Which will be cheaper overall / more convenient / faster to use? I like trains better, but heard that they are crazy expensive in the UK. Is there anything else I should really focus on, like proximity to the bank or something?

Also, the Santander account requires me to spend 500 pounds every term. Does paying for accommodation count?

Thanks
Coach travel is most likely significantly more cheaper than train travel, but you have to factor in how much you value your time and if you're going to make train travel a regular thing, season tickets may be an option. I'm not sure how much you'd actually travel during uni though so keep this in mind... I'm from the UK and visit home via train every 2-3 months and the coach is around £8-10 compared to £36 by train but I prefer the train. I also wouldn't be able to take a coach from London to Scotland, too impatient!

Don't worry too much about proximity to the bank either, I've never visited a bank branch whilst at uni and very, very rarely have in general; you can withdraw money from loads of machines; my uni even had an ATM on campus
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Tiger Rag
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Most major UK cities have most or all branches of major banks; so you wouldn't really need to worry about that.
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