Feel a bit stuck with funding for placement accomodation

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inthedark1
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Im studying for an allied health profession at uni which is funded by the NHS. Ive been allocated a 6 week placement which is 40 miles away and although I drive it will mean travelling 80 miles per day on the motorway which Im not overly confident going on for that long of a distance in winter. The university wont/dont/cant change placements despite there being plenty if hospitals etc nearby (I live in manchester). The placement office told me that I can get accomodation near there and that NHS bursaries will pay up to £55 per night.

Ive found sonewhere for £45 per night. The placements office at uni stated id be entitled but whenI rang NHS bursaries they said they fund accomodation if this works out cheaper per day than it would to travel there from home. Well it wouldnt as it would cost £14 per day in petrol yet £45 to stay over. I explained this and they said well other factors are taken into account too.

They dont provide extra loan/or money up front, they reimburse after the placement. luckily I have a family member willing to lend me the money but she wants confirmation that the NHS will reimburse ie she wants confirmation she will get the money back.

NHS bursaries said they cant provide this though, that they cant guarantee but thatmost students are reimbursed.

Im not sure what to do. I dont want to be left oweing her all this money, just wanted advice.
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