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Passed test Yesterday, insurance too much? Watch

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    Just passed yesterday and the insurance looks like its far too expensive. Anyone in Bradford had any experience with insurance for young people? (19 years old)

    Currently being quoted 3.6k as cheapest on go compare and other comparison sites.
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    I recommend using a small 1 litre rather than a luxurious sports car as you would be classed then as high risk.
    Also opt for the black box option.
    keep shopping. Not just on money comparison sites but individuals too.
    Good luck and happy driving x
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    (Original post by Hailfire72)
    Just passed yesterday and the insurance looks like its far too expensive. Anyone in Bradford had any experience with insurance for young people? (19 years old)

    Currently being quoted 3.6k as cheapest on go compare and other comparison sites.
    Make sure you have a read through the insurance guide and follow all the tips in there: https://www.thestudentroom.co.uk/sho....php?t=4825738

    Do note though that even if you do everything optimally you could still potentially be looking at £2-3k for your first year of driving, young drivers are a huge risk to insurers and nothing is going to mitigate that risk too much.
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    (Original post by Hailfire72)
    Just passed yesterday and the insurance looks like its far too expensive. Anyone in Bradford had any experience with insurance for young people? (19 years old)

    Currently being quoted 3.6k as cheapest on go compare and other comparison sites.
    You'll be hard pressed to get much cheaper than that in the first few months after passing your test.
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    (Original post by kajo1)
    congratulations on passing your test but yes it it a lot of money for insurance you are better off being a second driver on a car. (although it's your car a more experienced driver like mom,dad etc is named first and you second)
    very often your insurance will be a lot more than the car is worth!
    I recommend using a small 1 litre rather than a luxurious sports car as you would be classed then as high risk.
    Also opt for the black box option.
    keep shopping. Not just on money comparison sites but individuals too.
    Good luck and happy driving x
    NO- don't put yourself as a named driver and someone (like a parent) as the main driver on your car. Its called FRONTING and its ILLEGAL!!
    If your insurance find out- the policy will be cancelled and you will be in the ****.
    I can't believe you are even suggesting this.
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    (Original post by Emma:-))
    NO- don't put yourself as a named driver and someone (like a parent) as the main driver on your car. Its called FRONTING and its ILLEGAL!!
    If your insurance find out- the policy will be cancelled and you will be in the ****.
    I can't believe you are even suggesting this.
    I didn't even spot this! I should stop skimming over replies! :')
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    (Original post by IWMTom)
    You'll be hard pressed to get much cheaper than that in the first few months after passing your test.
    3.5k for first year insurance for a 19 year old? Mine is 1.9k with a 1.2, some dude on here has a corsa vxr as a 17 year old and it's cheaper than mine
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    (Original post by Xopher_)
    3.5k for first year insurance for a 19 year old? Mine is 1.9k with a 1.2, some dude on here has a corsa vxr as a 17 year old and it's cheaper than mine
    Your point being? He's living in Bradford, and he's already had quotes. There's only so much you can do if you've already got the vehicle, it won't reduce much.
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    Aaah Bradford is terrible. When my partner passed his insurance was upwards of £6k, and he was 22 at the time, got nearly 2 years no claims now and it's still around £5k, his car is like 17 years old though. I went with Marmalade for my '08 Fiat 500 (they specialise in young people's insurance), my quote is about £1.2k or so, but I have a black box - I'm 24, though I only passed in December so I don't think my age factors into it being cheaper.
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    (Original post by Xopher_)
    3.5k for first year insurance for a 19 year old? Mine is 1.9k with a 1.2, some dude on here has a corsa vxr as a 17 year old and it's cheaper than mine
    Whos it with? And what car

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    (Original post by Hailfire72)
    Whos it with? And what car

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    It's just luck. For example my cousin lives in town and has the same car as me, yet his is less than mine, when he's diabetic and I live in a small village.
 
 
 
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