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Named driver accident affect main driver? Watch

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    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
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    (Original post by tazy2014)
    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
    No as its nothing to do with your policy or your car. I would assume anyway
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    (Original post by tazy2014)
    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
    Grey area, and something you should ask your insurer.

    Some will tell you it won't matter until renewal, some will say otherwise.
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    (Original post by tazy2014)
    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
    They do ask if the person has had an accident in the last 5 years. So I’d tell them :yes:

    If it was a non-fault accident, it shouldn’t make a difference.
 
 
 
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