Hey there! Sign in to join this conversationNew here? Join for free
Turn on thread page Beta
    • Thread Starter
    Offline

    2
    ReputationRep:
    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
    • Community Assistant
    Offline

    21
    ReputationRep:
    Community Assistant
    (Original post by tazy2014)
    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
    No as its nothing to do with your policy or your car. I would assume anyway
    • Community Assistant
    Offline

    20
    ReputationRep:
    Community Assistant
    (Original post by tazy2014)
    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
    Grey area, and something you should ask your insurer.

    Some will tell you it won't matter until renewal, some will say otherwise.
    • TSR Support Team
    Offline

    18
    ReputationRep:
    TSR Support Team
    (Original post by tazy2014)
    Alright,

    Have a question regarding car insurance. I have a car insurance policy in which I am the main driver and there is also a named driver.

    This named driver is also a named driver on another policy. He had an accident on this other policy (nothing to do with me).

    Will is affect my policy? Do I have to declare to my insurance company that the named driver on my policy had an accident on another policy?

    I know this may be confusing, sorry.

    Thanks!
    They do ask if the person has had an accident in the last 5 years. So I’d tell them :yes:

    If it was a non-fault accident, it shouldn’t make a difference.
 
 
 
Poll
“Yanny” or “Laurel”

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reply
Hide
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.