Done without Insurance

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Huzzy1508
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#1
Report Thread starter 3 years ago
#1
I have recently been done caught without driving uninsured unknowingly. My mate hired a car out for my cousins wedding and I drove it for no more than a mile and was pulled by police. I thought I was insured because I thought a hire policy meant that anyone with a license could drive a hired car. At the time I was 17 (still classed as a child) and only held my license for 5 months. I have a disabled grandma who I will be driving round in some time (after she gets her second knee operation)and also work in the motor trade with my dad for the next 10 months while on a gap year. Is there anything in my defence. If convicted. I won't be able to do both and it will be a waste of a gap year because insurance premiums will be sky high. I need to avoid the driving without insurance conviction.
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999tigger
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#2
Report 3 years ago
#2
(Original post by Huzzy1508)
I have recently been done caught without driving uninsured unknowingly. My mate hired a car out for my cousins wedding and I drove it for no more than a mile and was pulled by police. I thought I was insured because I thought a hire policy meant that anyone with a license could drive a hired car. At the time I was 17 (still classed as a child) and only held my license for 5 months. I have a disabled grandma who I will be driving round in some time (after she gets her second knee operation)and also work in the motor trade with my dad for the next 10 months while on a gap year. Is there anything in my defence. If convicted. I won't be able to do both and it will be a waste of a gap year because insurance premiums will be sky high. I need to avoid the driving without insurance conviction.
Go and get some legal advice.

https://www.gov.uk/legal-aid/eligibility
Look for solicitors who do Legal Aid and specialise in motor.

They are only likely to give you points and a fine. i cant see how you can avoid it as you had no valid insurance and that responsibility is yours.

You can plead in mitigation the things you mentioned. The police may offer you a fixed penalty or you can go to court.. I think thats six points and I believe provisionals have a lower point tariff? I imagine points on your licence is going to murder any insurance you try you buy in the future.
http://www.drivingban.co.uk/drivingb...tinsurance.htm
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username1230881
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Report 3 years ago
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(Original post by 999tigger)
Go and get some legal advice.

https://www.gov.uk/legal-aid/eligibility
Look for solicitors who do Legal Aid and specialise in motor.

They are only likely to give you points and a fine. i cant see how you can avoid it as you had no valid insurance and that responsibility is yours.

You can plead in mitigation the things you mentioned. The police may offer you a fixed penalty or you can go to court.. I think thats six points and I believe provisionals have a lower point tariff? I imagine points on your licence is going to murder any insurance you try you buy in the future.
http://www.drivingban.co.uk/drivingb...tinsurance.htm
If they passed their test less than two years ago, then 6 points would automatically lead to their licence being revoked.
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999tigger
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#4
Report 3 years ago
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(Original post by doctorwhofan98)
If they passed their test less than two years ago, then 6 points would automatically lead to their licence being revoked.
I thought it was something like that, but didnt look it up. Thanks. the OP is dealing with something different than they realise. Magistrates still have it in their discretion to not ban people even when they exceed the points tariff, but they need to discuss that with the solicitor.
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