I have been trying to work this out for a couple of days now and, although I don't think I'm stupid, I really can't get my head around whether we take off pension contributions in our applications or not.In our case, I have a workplace pension scheme whereby I pay 5% of my salary in to a pension scheme. The company pays their bit (4% I believe) and the government adds some tax back when it gets in to the pension. These contributions are not reflected on my P60. Do I state the part I pay as a pension contribution on the application form?Secondly, we pay money in to a personal pension for my wife. Again, we pay a sum in and the Government adds the tax contribution once her money gets in to Fidelity (the pension company). Again though, this does not show on her P60. Do we state this on the form as a pension contribution too?Like I said, I didn't think that I was stupid but this application is making me doubt myself!