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    I am currently in the process of applying for university (September 2018 start) I am getting a bit confused when working out my household income. I am a 19 year old single Mum and am currently living with my parents. Does my parents income tie in with my income when applying? Do I have to include their income? I was always told from benefit advisors -when applying for and going to meetings about my income support and child tax credits that I class as my own household despite living with my Mum and Dad - so do I class as my own household for student maintenance loans etc as I would for benefits? I am not financially dependent on my parents in anyway I have to give them £300 a month to live with them. I have been advised to stop my income support for the loans but don’t know what to put on the student finance loans because I’m not sure as to whether my mum and Dad have to be stated in the household income.
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    (Original post by Emmajhall3)
    I am currently in the process of applying for university (September 2018 start) I am getting a bit confused when working out my household income. I am a 19 year old single Mum and am currently living with my parents. Does my parents income tie in with my income when applying? Do I have to include their income? I was always told from benefit advisors -when applying for and going to meetings about my income support and child tax credits that I class as my own household despite living with my Mum and Dad - so do I class as my own household for student maintenance loans etc as I would for benefits? I am not financially dependent on my parents in anyway I have to give them £300 a month to live with them. I have been advised to stop my income support for the loans but don’t know what to put on the student finance loans because I’m not sure as to whether my mum and Dad have to be stated in the household income.
    Hi Emma,

    If you have care of a child under the age of 18 then you will be classed as an independent student for the purpose of funding. This means we do not use your parents income for the assessment of Maintenance etc. We would use your income only. You will be able to apply for the maximum amount of Maintenance Loan, Tuition Fees and Grants for Dependents which includes Childcare Grant and Parent's Learning Allowance.

    Hope this helps if you have any other questions just let us know.

    Thanks Erin.
 
 
 
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