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    So I never bothered with a maintenance loan as I have a decent part-time job and live at home still so I'm doing okay for money.

    But all of my friends (who are in the same living and financial situations as me) got a maintenance loan and now have more freedom with their money.

    Should I apply for one too? Pros/cons?

    Its up to you. I personally would but thats just me. If you want one, get one.

    Cons are obvious, you would have to pay it back, its a loan.
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