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    how many people usually go for student loans??

    I'm not going to get one,
    for those not using a student loan, do you struggle?
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    (Original post by soIiIoquy)
    how many people usually go for student loans??

    I'm not going to get one,
    for those not using a student loan, do you struggle?
    have your family agreed to support you?
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    (Original post by claireestelle)
    have your family agreed to support you?
    my mum pays for everything.
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    Unless your family is going to pay 9250 a year for fees and then your living on top then you'll need a loan...

    i'd say somewhere between 80-90% of (UK) students get a loan possibly slightly less
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    (Original post by Jackieox)
    Unless your family is going to pay 9250 a year for fees and then your living on top then you'll need a loan...

    i'd say somewhere between 80-90% of (UK) students get a loan possibly slightly less
    im not going to live though, so its just 9250 a year.

    right, so it's quite popular.

    the thing is, paying back = interest , i dont want to pay w interest, thats ultimately the reason as to why im not getting one.
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    (Original post by soIiIoquy)
    my mum pays for everything.
    It's more like a graduate tax really, have you had a conversation with your mum about travel and leisure costs?
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    (Original post by claireestelle)
    It's more like a graduate tax really, have you had a conversation with your mum about travel and leisure costs?
    ahh right, well, for travel, i'll be driving, leisure costs shouldnt be a problem.. i think.

    I told my mum that I didnt wan't a loan bc of interest, she was okay with it, just means i need to be extra careful with spending. :/ ahahah

    but im worried that maybe in the future i might not afford it.

    can you pay using student loan in the 2nd or 3rd year of uni?
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    (Original post by soIiIoquy)
    ahh right, well, for travel, i'll be driving, leisure costs shouldnt be a problem.. i think.

    I told my mum that I didnt wan't a loan bc of interest, she was okay with it, just means i need to be extra careful with spending. :/ ahahah

    but im worried that maybe in the future i might not afford it.

    can you pay using student loan in the 2nd or 3rd year of uni?
    Yes you can apply in 2nd year if you decide you need it. Unless you're on a quite high salary the payments are quite low on a monthly basis.
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    (Original post by claireestelle)
    Yes you can apply in 2nd year if you decide you need it. Unless you're on a quite high salary the payments are quite low on a monthly basis.
    ohhh, okay, see i assumed that you couldnt apply in 2nd/3rd year..
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    (Original post by claireestelle)
    Yes you can apply in 2nd year if you decide you need it. Unless you're on a quite high salary the payments are quite low on a monthly basis.
    thank youuuuuuu <33333
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    (Original post by soIiIoquy)
    im not going to live though, so its just 9250 a year.

    right, so it's quite popular.

    the thing is, paying back = interest , i dont want to pay w interest, thats ultimately the reason as to why im not getting one.
    Do you have a religious or economic objection to interest?

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    (Original post by Doonesbury)
    Do you have a religious or economic objection to interest?

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    religious mainly.

    but i think i can afford it.
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    (Original post by soIiIoquy)
    ohhh, okay, see i assumed that you couldnt apply in 2nd/3rd year..
    You apply each year. There's also a box you tick so that whilst you may be entitled to the maximum, you can ask for much less if you wish.
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    (Original post by Tiger Rag)
    You apply each year. There's also a box you tick so that whilst you may be entitled to the maximum, you can ask for much less if you wish.
    rightt

    so does it depend on your income? like how much you want?
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    (Original post by soIiIoquy)
    religious mainly.

    but i think i can afford it.
    I applied for a student loan cause I knew I wouldn’t be able to afford uni without it. One of my mates didn’t apply for a student loan for religious reasons and his dad supports him.
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    (Original post by soIiIoquy)
    rightt

    so does it depend on your income? like how much you want?
    Everyone's entitled to the full tuition fee and then there's a non-income assessed maintenance loan. There's a higher maintenance loan which is based on where you're studying and your household income.
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    (Original post by Kevin Hodge)
    I applied for a student loan cause I knew I wouldn’t be able to afford uni without it. One of my mates didn’t apply for a student loan for religious reasons and his dad supports him.
    yeah my mum pays for everything of mine, so it should be okay.

    (Original post by Tiger Rag)
    Everyone's entitled to the full tuition fee and then there's a non-income assessed maintenance loan. There's a higher maintenance loan which is based on where you're studying and your household income.
    ahh right, okay
 
 
 

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