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    (Original post by _howl)
    Typing error - I meant £49.95 excluding interest.
    And what's the interest rate?

    The solution here is to stop trying to live above your means, to be honest. If you can't afford the phone without resorting to a place like Very, then you shouldn't be aiming for that phone. If you're determined to have a one then take more hours at work, cut out some luxuries, do what you need to do in order to walk into an Apple shop next year and hand over a wad of cash. Don't indebt yourself for the sake of a phone you'll want to upgrade next year anyway.

    "Don't go broke trying to look rich"
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    (Original post by _howl)
    in addition to three other phone contracts that come up to £83pm from my own pocket.
    (Original post by _howl)
    Not your concern
    Then why list it in your OP? :curious:

    You dont "need" a new phone, you want one.

    If you needed one you would have bought one already, and probably bought a cheaper one since you clearly cant afford the X.

    I want the X but personally cant justify it, but the more I see the more I want.
    Need to just stick with my iPhone 7 lol.
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