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    Hi,I am a second year student at university but currently am facing the risk of being homeless. I recently found out my bursary would be paid late but it wasn't an issue as I had just enough for my rent (which is due in 2 days) without it. However, a family member passed away last week and I needed to go to the funeral so had to spend over £100 on the cheapest transport possible to get there. I now am just under £120 short of what I need to pay my rent and have been turned down for a credit car, overdraft extension, bank loan, and even multiple payday loans. My landlady won't budge on the payment day, I have been turned down for all university hardship funding and my family can't afford to give it to me. I am thinking of trying escorting on Craigslist as I have nothing to sell, my job won't pay me in time and none of my friends can afford to help either. What shall I do?
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    (Original post by Southxsouth98)
    Hi,I am a second year student at university but currently am facing the risk of being homeless. I recently found out my bursary would be paid late but it wasn't an issue as I had just enough for my rent (which is due in 2 days) without it. However, a family member passed away last week and I needed to go to the funeral so had to spend over £100 on the cheapest transport possible to get there. I now am just under £120 short of what I need to pay my rent and have been turned down for a credit car, overdraft extension, bank loan, and even multiple payday loans. My landlady won't budge on the payment day, I have been turned down for all university hardship funding and my family can't afford to give it to me. I am thinking of trying escorting on Craigslist as I have nothing to sell, my job won't pay me in time and none of my friends can afford to help either. What shall I do?
    If your bursary is due two days after the payment then although it's far from ideal they would have to go through an expensive procedure to evict you (assuming you live in the UK) offer to give them what you can now and the rest when you get payment. Is there anything you could perhaps trade for extra cash, phones and the like? Don't apply for anything else as you ll do your credit limit even further damage.
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    This sounds bait-y but you could always explain your situation to the university and see whether they're able to help out? Or if not urge a family member to help you out if it's the risk of being homeless, regardless of whether they cannot afford to give it to you.

    You could also ask your employers to pay you slightly early so you could pay your rent.
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    (Original post by Wikia)
    This sounds bait-y but you could always explain your situation to the university and see whether they're able to help out? Or if not urge a family member to help you out if it's the risk of being homeless, regardless of whether they cannot afford to give it to you.

    You could also ask your employers to pay you slightly early so you could pay your rent.
    All those suggestions were addressed in the OP.
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    They aren't going to kick you out or do anything if you're a few days late with your rent. Just pay it when your bursary comes through, the landlord might not even notice.
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    (Original post by Wikia)
    This sounds bait-y but you could always explain your situation to the university and see whether they're able to help out? Or if not urge a family member to help you out if it's the risk of being homeless, regardless of whether they cannot afford to give it to you.

    You could also ask your employers to pay you slightly early so you could pay your rent.
    My family are Completley out of the question as the only family I now have are my dad and teenage sister who have just sold the car to pay their own rent. I have asked the landlady who is not willing to cooperate at all unfortunately and the university says I have left it to late and there isn't anything they can do (however yesterday was the first day after the funeral I have been able to see someone and I was ok financially before that).
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    Even if the landlady applies for an accelerated possession order you have 14 days to challenge the application. She can't just chuck you out, so just sit tight and pay her when you can.You could also go to citizens advice bureau for independent advice.
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    (Original post by doodle_333)
    They aren't going to kick you out or do anything if you're a few days late with your rent. Just pay it when your bursary comes through, the landlord might not even notice.
    I stupidly asked the landlady if I could pay late and she said no so now she'll be keeping an eye on it - I shouldnt have asked her!
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    (Original post by wiseguy99)
    Even if the landlady applies for an accelerated possession order you have 14 days to challenge the application. She can't just chuck you out, so just sit tight and pay her when you can.You could also to to citizens advice bureau for independent advice.
    Thanks for the idea - but I have already tried them and they didn't have anything they could do for me as I was a student until I am actually kicked out - but the landlady is now saying if I don't pay she'll kick me out and charge my housemates my rent fee which is making it difficult for me to consider paying late :/
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    Starting to think this is a wind up, but here goes:

    What sort of tenancy agreement do you have?

    Joint tenancy or does each student have their own tenancy agreement
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    (Original post by wiseguy99)
    Starting to think this is a wind up, but here goes:

    What sort of tenancy agreement do you have?

    Joint tenancy or does each student have their own tenancy agreement
    I think it's a joint tenancy where we are all responsible for the cost of the rent - but at the start of the tenancy the landlady lead us to believe that even though we had a shared agreement were each responsible for our own rent which we know realise is wrong. I can understand why you think it is a windup, but unfortunately my situation has got the point where it is so awful that I am dealing with the loss of a family member whilst being laughed at and called a liar and having no money.
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    (Original post by Southxsouth98)
    Thanks for the idea - but I have already tried them and they didn't have anything they could do for me as I was a student until I am actually kicked out - but the landlady is now saying if I don't pay she'll kick me out and charge my housemates my rent fee which is making it difficult for me to consider paying late :/
    For £100 I'd try to borrow from friends/ housemates. However the landlady is trying to scare you. Please post on boards aimed at adults (mumsnet/ MSE) for better advice, but I think you'll find you cant be evicted for paying late. Its not that easy to evict someone. Even if you pay late a couple of times, or not at all for two months she will have to go through a legal process to evict.

    Landlords use scare tactics on people in trouble. Of course you should pay your rent - however I wouldnt fear being homeless at this stage.
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    https://www.savethestudent.org/accom...-a-tenant.html

    There are a number of reasons why a landlord could legally evict you. These include the following:
    being at least two months late on rent payments
    • having been regularly late with your payments
    • breaching any of the terms of your tenancy agreement
    • letting the property fall into an unacceptable state
    • causing a nuisance to the neighbours
    • being involved in illegal activities.
    If you receive a threat of eviction, seek legal advice immediately. However, if there's no court order included in your eviction notice, this is illegal.
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    (Original post by wiseguy99)
    https://www.savethestudent.org/accom...-a-tenant.html

    There are a number of reasons why a landlord could legally evict you. These include the following:
    being at least two months late on rent payments
    • having been regularly late with your payments
    • breaching any of the terms of your tenancy agreement
    • letting the property fall into an unacceptable state
    • causing a nuisance to the neighbours
    • being involved in illegal activities.
    If you receive a threat of eviction, seek legal advice immediately. However, if there's no court order included in your eviction notice, this is illegal.
    This is slightly reassuring but I'm worried that if she does try and kick me out (legally or illegally) I don't know what to do :/
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    (Original post by Southxsouth98)
    This is slightly reassuring but I'm worried that if she does try and kick me out (legally or illegally) I don't know what to do :/
    She wont, she has to follow a procedure. Make part payment so it becomes even less worthwhile.

    Talk to Shelter

    Post back if theres anything you dont understand.
    https://england.shelter.org.uk/get_help

    A loal op in centre would be better or go and see your student adviser.

    You will need to get a job.

    How are you going to have the money for the next rent period?

    Btw even if the official uni bursary people cant help them sometimes the SU can make short term loans.
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    (Original post by Southxsouth98)
    This is slightly reassuring but I'm worried that if she does try and kick me out (legally or illegally) I don't know what to do :/
    I'm really not sure I can rephrase this any other way. She can not kick you out, it is against the law. You could take her to court.
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    (Original post by 999tigger)
    She wont, she has to follow a procedure. Make part payment so it becomes even less worthwhile.

    Talk to Shelter

    Post back if theres anything you dont understand.
    https://england.shelter.org.uk/get_help

    A loal op in centre would be better or go and see your student adviser.

    You will need to get a job.

    How are you going to have the money for the next rent period?

    Btw even if the official uni bursary people cant help them sometimes the SU can make short term loans.
    I work part time but I don't get my first pay check for 2 weeks so I'll have money for the rest of the year and I et my university bursary in 3 1/2 weeks just the last couple weeks have hit me hard.
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    (Original post by Southxsouth98)
    I work part time but I don't get my first pay check for 2 weeks so I'll have money for the rest of the year and I et my university bursary in 3 1/2 weeks just the last couple weeks have hit me hard.
    Student union and see what they have sometimes its limited to £50, but varies on uni You must have maxed out your bank if they wont help.

    I think you need to get some extra hours at Christmas to avoid this again. Just pay her what you can, but she wont kick you out.

    Hang in there.
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    (Original post by 999tigger)
    Student union and see what they have sometimes its limited to £50, but varies on uni You must have maxed out your bank if they wont help.

    I think you need to get some extra hours at Christmas to avoid this again. Just pay her what you can, but she wont kick you out.

    Hang in there.
    Thanks 💖 Even the guy I spoke to on the phone couldn't understand why they wouldn't give me an extended overdraft he just said an automated letter saying why would be posted within two weeks. I don't understand as this is the first time I have ever gone into my overdraft full stop, I have been a hsbc customer since I got my first savings account as a kid and I use my account regularl
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    (Original post by Southxsouth98)
    Hi,I am a second year student at university but currently am facing the risk of being homeless. I recently found out my bursary would be paid late but it wasn't an issue as I had just enough for my rent (which is due in 2 days) without it. However, a family member passed away last week and I needed to go to the funeral so had to spend over £100 on the cheapest transport possible to get there. I now am just under £120 short of what I need to pay my rent and have been turned down for a credit car, overdraft extension, bank loan, and even multiple payday loans. My landlady won't budge on the payment day, I have been turned down for all university hardship funding and my family can't afford to give it to me. I am thinking of trying escorting on Craigslist as I have nothing to sell, my job won't pay me in time and none of my friends can afford to help either. What shall I do?
    Sorry to hear about this. Very good suggestions from the people. It is a long winded process to get you out and live on the street if you are just short of rent so don't worry about it too much.
    In future, you could set up a Santander student account which offers a good interest-free overdraft. Just a suggestion.
 
 
 
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