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Asking for overdraft increase when I’ve used most up? watch

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    I’m with hsbc and have nearly used my 500 up. I need an increase and was wondering if they’d let me increase it or if anyone had done this before.
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    They may, but it depends on your circumstances and how you have run your account. It helps if you have a job and have money going in.
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    I wouldn't count on it. Remember that an overdraft is supposed to only see you through until payday. If you're regularly using it, you're paying a lot of interest which is bad in the long run.
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    (Original post by 31197xxx)
    I’m with hsbc and have nearly used my 500 up. I need an increase and was wondering if they’d let me increase it or if anyone had done this before.
    is it a student overdraft or a standard one?
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    In my experience I've basically walked into the bank and said 'can you increase my student overdraft' and they've done it on the spot without asking questions. However I dunno if there's anything going on behind the scenes.
 
 
 
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