Trouble with More than smart Wheels Watch

Willj98
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Hi there I'm just wandering if anybody is having issues with more than smart wheels regarding there driving scores. Recently I have logged in on the app nd they have marked me down a lot recently for speed and smoothness. This has really hacked me off with them as I have never been speeding and they are constantly giving me negative scores for speed when I have been doing the speed limit or under!. This is the fourth time this has happened now the first time I was shocked when they said I was speeding on the M20 which has 70mph limit saying that it was 60mph limit and I was doing 68 which was apparently 'speeding.' My smoothness scores have also been recently negative because I often drive down steep hills or country roads where I do need to brake sharply sometimes. Is anybody else having the same problem? as I feel more than are totally riping me off and potentially others.
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Snoozinghamster
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(Original post by Willj98)
Hi there I'm just wandering if anybody is having issues with more than smart wheels regarding there driving scores. Recently I have logged in on the app nd they have marked me down a lot recently for speed and smoothness. This has really hacked me off with them as I have never been speeding and they are constantly giving me negative scores for speed when I have been doing the speed limit or under!. This is the fourth time this has happened now the first time I was shocked when they said I was speeding on the M20 which has 70mph limit saying that it was 60mph limit and I was doing 68 which was apparently 'speeding.' My smoothness scores have also been recently negative because I often drive down steep hills or country roads where I do need to brake sharply sometimes. Is anybody else having the same problem? as I feel more than are totally riping me off and potentially others.
Hi
I’m not on more than but another black box policy. I agree the speeding thing can be a bit of a nightmare. I’m always in the red for speeding although I’ve never sped. I think this is a problem with black boxes as a whole. If your score is still good enough that your premium won’t go up I wouldn’t worry too much. I think they have a reasonable amount of leeway on the scores for this reason
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Fighter365
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Would you rather pay £1500 for insurance with a black box or £2500 without one (my situation)
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IWMTom
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(Original post by Fighter365)
Would you rather pay £1500 for insurance with a black box or £2500 without one (my situation)
No brainer, really. £2,500 without.
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Fighter365
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(Original post by IWMTom)
No brainer, really. £2,500 without.
Have you heard of go girl insurance company? It would be with them and I’ve looked at their reviews and they aren’t the best reviews I’ve ever read... also the hefty deposit makes me suspicious
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IWMTom
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(Original post by Fighter365)
Have you heard of go girl insurance company? It would be with them and I’ve looked at their reviews and they aren’t the best reviews I’ve ever read... also the hefty deposit makes me suspicious
As is common with reviews, you'll only really see the bad ones. Think about it, how often do you leave a good review for something is everyday as car insurance?
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Fighter365
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(Original post by IWMTom)
As is common with reviews, you'll only really see the bad ones. Think about it, how often do you leave a good review for something is everyday as car insurance?
But why are they so much cheaper than all the other non black box policies
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Snoozinghamster
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(Original post by Fighter365)
But why are they so much cheaper than all the other non black box policies
Black box policies as a whole are cheaper as they think it gives new drivers more of an incentive to drive safely as you can be penalised It also means they can easily increase your premiums if they decide you have been driving too badly and as such are higher risk.

I went black box for the price as it saved me over £1500 and I haven’t had any major issues. It’s a case of looking around for a company that seems trustworthy but isn’t too expensive. (Especially checking what it will change to upon passing as that can cause a great change in premium. Halifax went from an ok cost before passing to over six grand on passing. )
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UniWasEz
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I am a fan of all these threads where folk are crying that their cheap black box policies have big drawbacks.
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IWMTom
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(Original post by Snoozinghamster)
Black box policies as a whole are cheaper as they think it gives new drivers more of an incentive to drive safely as you can be penalised It also means they can easily increase your premiums if they decide you have been driving too badly and as such are higher risk.

I went black box for the price as it saved me over £1500 and I haven’t had any major issues. It’s a case of looking around for a company that seems trustworthy but isn’t too expensive. (Especially checking what it will change to upon passing as that can cause a great change in premium. Halifax went from an ok cost before passing to over six grand on passing. )
This isn't what the user asked.

(Original post by Fighter365)
But why are they so much cheaper than all the other non black box policies
That's down to personal circumstances - you must just really fit their target criteria!
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dickwhittington
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The original idea of black box insurance was a good one, prove you drive safely and get cheaper insurance however insurers now see it as a great way of making extra cash from motorists who suffer from expensive premiums, mainly younger drivers
Underestimated your mileage - enjoy paying extortionate rates for extra miles
Have to brake suddenly - ruined smoothness score
Not to mention things like curfews and penalties for driving long distances

My advice is normally if you can afford it, go without but if you really need to get a box. have it for a year and get rid ASAP
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Sarebear79
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(Original post by Willj98)
Hi there I'm just wandering if anybody is having issues with more than smart wheels regarding there driving scores. Recently I have logged in on the app nd they have marked me down a lot recently for speed and smoothness. This has really hacked me off with them as I have never been speeding and they are constantly giving me negative scores for speed when I have been doing the speed limit or under!. This is the fourth time this has happened now the first time I was shocked when they said I was speeding on the M20 which has 70mph limit saying that it was 60mph limit and I was doing 68 which was apparently 'speeding.' My smoothness scores have also been recently negative because I often drive down steep hills or country roads where I do need to brake sharply sometimes. Is anybody else having the same problem? as I feel more than are totally riping me off and potentially others.
Have they been in contact with u about the speeding ?
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Houlds
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Yes we having same problem.ive brought a dash cam just to check.they admit they have a problem and are sorting it.they should send you an email cheque to keep you up with your rewards
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hg1bson
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(Original post by Willj98)
Hi there I'm just wandering if anybody is having issues with more than smart wheels regarding there driving scores. Recently I have logged in on the app nd they have marked me down a lot recently for speed and smoothness. This has really hacked me off with them as I have never been speeding and they are constantly giving me negative scores for speed when I have been doing the speed limit or under!. This is the fourth time this has happened now the first time I was shocked when they said I was speeding on the M20 which has 70mph limit saying that it was 60mph limit and I was doing 68 which was apparently 'speeding.' My smoothness scores have also been recently negative because I often drive down steep hills or country roads where I do need to brake sharply sometimes. Is anybody else having the same problem? as I feel more than are totally riping me off and potentially others.
Ive had the same problem every once in a while and especially today Ive noticed it! I'm driving on a national speed limit road at 50-55 to make sure it scores me 10 (as it clearly says on the app in the tip section to drive slower and score higher) and after the app updated I scored -10?! And this isn't the first time it's done it (even in a 30mph zone I was scored low) after reading some reviews people have been saying to stay away from the company...
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IWMTom
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(Original post by hg1bson)
Ive had the same problem every once in a while and especially today Ive noticed it! I'm driving on a national speed limit road at 50-55 to make sure it scores me 10 (as it clearly says on the app in the tip section to drive slower and score higher) and after the app updated I scored -10?! And this isn't the first time it's done it (even in a 30mph zone I was scored low) after reading some reviews people have been saying to stay away from the company...
When you say national speed limit.. I do hope this wasn't a dual carriageway!
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hg1bson
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(Original post by IWMTom)
When you say national speed limit.. I do hope this wasn't a dual carriageway!
No it was a country road so 60mph speed limit
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ElementalSB
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(Original post by UniWasEz)
I am a fan of all these threads where folk are crying that their cheap black box policies have big drawbacks.
Some people, such as myself, have places to get to and want to get on the road but need to get the cheapest they can find because it is all they can barely afford. Sure there are big drawbacks and everyone knows it but that doesn't mean you should sit idly and take it. If I had £3000 to spend on insurance for a £800 then sure except most don't.
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ElementalSB
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(Original post by hg1bson)
No it was a country road so 60mph speed limit
I've had that too, upon looking online I came to the conclusion that they probably use a system that some insurers use that compares the average speed for roads (which would be B roads in this case). It's stupid as not every country road is a 1 car wide consecutive hairpin road but that's why I just ignore it and follow what the law allows.
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ElementalSB
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(Original post by IWMTom)
Try harder to get a proper policy for a reasonable price, then. Telematics is a con.
I did, as far as I can tell job and parent named driver helps a few hundred pounds but it wasn't helpful for when the price is already ridiculously high like £2000 or more. The other thing seems to be to get a car without a bad reputation as far as statistics are concerned or buy a newer car that is deemed safer. The first option isn't easy if there aren't a lot of cars going in the area and the second one isn't an option unless you have your parents help (this is the case for everyone I know who has a car that isn't a 1.2 hatchback that is nearly as old as them).
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IWMTom
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(Original post by ElementalSB)
I did, as far as I can tell job and parent named driver helps a few hundred pounds but it wasn't helpful for when the price is already ridiculously high like £2000 or more. The other thing seems to be to get a car without a bad reputation as far as statistics are concerned or buy a newer car that is deemed safer. The first option isn't easy if there aren't a lot of cars going in the area and the second one isn't an option unless you have your parents help (this is the case for everyone I know who has a car that isn't a 1.2 hatchback that is nearly as old as them).
You'd probably find that the cost of buying a newer car would be offset by the lower insurance. Everything is possible, you just have to do your homework.
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