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How much money do you have left for food, going out etc? Watch

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    Excluding rent payments, bills and tuition fees, how much of your loan/money you make goes on your food, clothes, drinks, taxis etc.
    Please answer per term/year if you can. + do you ever go into your overdraft?
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    I spend like 50 bucks a month out my own pocket because men I know often supplement my funds for me when they each send me what I need or wire me a few 100£. I know several people who spend their overdraft before term even starts lmao if the overdraft is that extra money from the bank.
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    spend roughly £40 a week on food + social, £20 a month on the gym and £30 a month on travel. Never go into my overdraft, I could spend more than I do now but I know I have other financial commitments coming up in June
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    Kinda meant like how much of your loan you budget for these expenses per year/semester. Not necessarily how much you spend, but how much money you have "to play with" after rent has been paid.
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    (Original post by showaeski)
    Kinda meant like how much of your loan you budget for these expenses per year/semester. Not necessarily how much you spend, but how much money you have "to play with" after rent has been paid.
    I take the rough figure that I know I need for June onwards (this is as important as rent for me so is a 'I need to spend this X amount expense) away from what I get then

    I budget £40 a week for food + social (so 2080 a year)
    I budget £20 a month for the gym as that what it costs (£240 a year)
    I budget £30 a month for 9 months for travel as I get a train everyother month that costs £60ish (£270)

    Then I have a small amount left over for for emergencies etc (£500)

    So I have whatever that all is added together is what I have to 'play with', I never go under budget out of choice but never go into my overdraft either (that is what the emergency money is for)
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    Lol what is a money
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    (Original post by madmadmax321)
    spend roughly £40 a week on food + social, £20 a month on the gym and £30 a month on travel. Never go into my overdraft, I could spend more than I do now but I know I have other financial commitments coming up in June
    40 a WEEK??
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    (Original post by Salt Queen)
    40 a WEEK??
    Is that weird? Doesn't seem it to me.
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    (Original post by wifty)
    Is that weird? Doesn't seem it to me.
    Lol good for you

    Anyway

    (Original post by madmadmax321)
    spend roughly £40 a week on food + social, £20 a month on the gym and £30 a month on travel. Never go into my overdraft, I could spend more than I do now but I know I have other financial commitments coming up in June
    What do you eat? Do you eat out or cook?
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    (Original post by Salt Queen)
    40 a WEEK??


    yep, I dont spend too much on food (maybe £20 at most) and dont have too much time to go out as I am in my final year of uni + have another ~25-30 hour commitment on top of that so only really have 1 day a week free to socialise so thats when the rest is spent (either night out + takeaway, day out somewhere or takeaway + art supplies). It isnt the best year I have had of uni but I enjoy it and this all contributes to securing my 'dream' career when I leave uni

    I spent a lot more per week last year but I didnt have the direction or need to save money like I do now

    I'm dont really buy many things, clothes etc I just get with any Christmas/b-day money I get.
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    (Original post by Salt Queen)
    Lol good for you

    Anyway



    What do you eat? Do you eat out or cook?
    A variety of things, chillis, burritos, pasta dishes, stir fry, lasange, cereal, smoothies, sandwiches etc

    I cook from scratch and cereal, homemade smoothies and sandwiches (not shop brought) etc are fairly cheap

    I have a takeaway when I go on nights out.
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    (Original post by madmadmax321)
    yep, I dont spend too much on food (maybe £20 at most) and dont have too much time to go out as I am in my final year of uni + have another ~25-30 hour commitment on top of that so only really have 1 day a week free to socialise so thats when the rest is spent (either night out + takeaway, day out somewhere or takeaway + art supplies). It isnt the best year I have had of uni but I enjoy it and this all contributes to securing my 'dream' career when I leave uni

    I spent a lot more per week last year but I didnt have the direction or need to save money like I do now

    I'm dont really buy many things, clothes etc I just get with any Christmas/b-day money I get.
    Yea I thought you meant on food you spend that much like what are you eating was my thought lol 20 seems normal though. I mean not ideal. But doable for sure. Yea I get cash gifts and gift cheques. Definitely wanna try for making my own money now lol then hopefully be able to eat gourmet every night 😶. Yea I know a lot of people and what I used to do was spend my student money on the wrong stuff. So it's good I suppose to not go out so much. 😊
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    (Original post by showaeski)
    Excluding rent payments, bills and tuition fees, how much of your loan/money you make goes on your food, clothes, drinks, taxis etc.
    Please answer per term/year if you can. + do you ever go into your overdraft?
    I had never heard about "overdraft" before joining TSR.

    (Original post by showaeski)
    Kinda meant like how much of your loan you budget for these expenses per year/semester. Not necessarily how much you spend, but how much money you have "to play with" after rent has been paid.
    My parents pay my rent. After that, I have about 1.5-2k/month, sometimes I spend more, sometimes less (I don't budget nor keep tracks of my expenditures)
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    (Original post by usualsuspects)
    I had never heard about "overdraft" before joining TSR.


    My parents pay my rent. After that, I have about 1.5-2k/month, sometimes I spend more, sometimes less (I don't budget nor keep tracks of my expenditures)
    up to 2k per month? so ~6k per term? life must be pretty sweet haha. how big is your loan then? are you in london
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    As I'm living at home whilst studying and I have a part time job and a side hustle (which I make more from than my part time job), I have £2,200 a month left over after paying to run my car, uni books etc.

    Although I only allow myself £500 a month to spend on food, social etc. Save £1500 a month towards housing deposit
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    (Original post by showaeski)
    up to 2k per month? so ~6k per term? life must be pretty sweet haha. how big is your loan then? are you in london
    I don't budget but I suppose I have about that much available, it comes from my family.

    Not in London.
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    (Original post by usualsuspects)
    I had never heard about "overdraft" before joining TSR.


    My parents pay my rent. After that, I have about 1.5-2k/month, sometimes I spend more, sometimes less (I don't budget nor keep tracks of my expenditures)
    damn you get as much/more than the average graduate earns
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    £2500 for the year (full year, not academic year. My course runs sep-august)

    Though, I am stopping paying rent post May. Even though my course runs til August. I'll have to move back in with my mum at that point (for the first time in 4 years) can't afford to live independently past that point. Unless I manage to get a somewhat stable job.

    Sometimes I have to dip into my overdraft in between SFE payments.
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    (Original post by Salt Queen)
    I spend like 50 bucks a month out my own pocket because men I know often supplement my funds for me when they each send me what I need or wire me a few 100£
    lol that must be a pretty cool life. :lol:
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    (Original post by 408655)
    lol that must be a pretty cool life. :lol:
    Don't mock me
 
 
 
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