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wolto
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I’m not eligible for student finance so I will be paying £17,000 a year at university and maintenance loan for around £3,000 that’s £20,000 a year.

I have a resident permit and can work, where could I get loans to help with my education starting next or should I take a gap year and I would be eligible for student finance plus reduced tution fee.

I’ve heard about futurefinance and could also ask my bank to help
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999tigger
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(Original post by wolto)
I’m not eligible for student finance so I will be paying £17,000 a year at university and maintenance loan for around £3,000 that’s £20,000 a year.

I have a resident permit and can work, where could I get loans to help with my education starting next or should I take a gap year and I would be eligible for student finance plus reduced tution fee.

I’ve heard about futurefinance and could also ask my bank to help
Do the maths and its a complete no brainer at which option to take.
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wolto
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(Original post by 999tigger)
Do the maths and its a complete no brainer at which option to take.
The bank I guess?
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spidle
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no, take a gap year and get the student finance loan next year.
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wolto
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(Original post by spidle)
no, take a gap year and get the student finance loan next year.
Very true, can change it if I accept it on the first year as well
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999tigger
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(Original post by wolto)
The bank I guess?
Do the Maths. One option is tens of thousands more expensive.
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wolto
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(Original post by 999tigger)
Do the Maths. One option is tens of thousands more expensive.
Which one is the best? Gap year?
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verier
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You shouldn't waste a whole year. Those people who say 'do the maths' obviously have no idea about maths.

You need to take into the equation the whole year's graduate salary (30k?) that you will lose, unless you find a good job.
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wolto
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(Original post by verier)
You shouldn't waste a whole year. Those people who say 'do the maths' obviously have no idea about maths.

You need to take into the equation the whole year's graduate salary (30k?) that you will lose, unless you find a good job.
The loan I get from future finance requires me to pay £75 per month while at university and the bank will probably require me to pay minimum payments

I might be able to get student funding but that would only be 50% of what is required only because they give £9,259 and I would be paying £17,000 tution fee excluding living costs
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Tiger Rag
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(Original post by wolto)
I’m not eligible for student finance so I will be paying £17,000 a year at university and maintenance loan for around £3,000 that’s £20,000 a year.

I have a resident permit and can work, where could I get loans to help with my education starting next or should I take a gap year and I would be eligible for student finance plus reduced tution fee.

I’ve heard about futurefinance and could also ask my bank to help
Moved to Student Financial Support

Have you checked whether taking a gap year will definitely mean you'll get student finance?

Your bank may not help.

I don't know a huge amount about Future Finance; but I've not heard good things about them. And you have you repay whether you have an income or not.
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wolto
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(Original post by Tiger Rag)
Moved to Student Financial Support

Have you checked whether taking a gap year will definitely mean you'll get student finance?

Your bank may not help.

I don't know a huge amount about Future Finance; but I've not heard good things about them. And you have you repay whether you have an income or not.
Yeah I think I gap year would be fruitful and I could get my indefinite by then so I could get student finance and the right tution fees
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k0by
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Lol take the gap year
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