Ask accommodation

Do you mean the Mix(es), apparently they are supposed to be open year round so they can cater for conference guests as well but whether they are or not I couldn't say.

I don't get out of the office much

Cheques take about 5-7 working days to clear don't they?
The only thing you can do really is just speak to them again or pay them late and possibly get a late payment fee. Or ask if you can make a partial payment before hand?

Hey all,

I am with Derwent Living (Raleigh Park), and my payment is due in the 20th (Date I move in), but I don't receive my student finance money until the 22nd. I have e-mailed Derwent about it, and they said they can't change the date, and just give a cheque, which will take a few days to clear anyway. Is there anything else I can do, as I am worried if I do that, the cheque will bounce before the 22nd and I will get fined by my bank, and in trouble with Derwent.

All you have to do is send a cheque and post-date it for 22.09.08. This means they won't be able to cash the cheque in until the 22nd even if they receive the cheque before then.

apparently banks no longer have to respect the date on a postdated cheque, so really you're banking on the university not actually cashing it until then.

Where'd you hear that from?

Surely it's illegal for banks not to respect the wishes of when their customer wants a cheque to be valid from?

Post-dated cheques: A popular myth?

When BBC Radio 4's Money Box programme was contacted by a listener who wanted to find out if post-dated cheques are honoured by banks, Julie Ball investigated.

Stephen wanted to pay for a training course and gave two cheques, one dated immediately and one post-dated, for payment later.

Unfortunately the recipient cashed both cheques at once and Stephen became overdrawn. He contacted his bank, the Halifax, to ask it why it had paid the money out, and he was told the bank did not honour post-dated cheques.

Stuart Cliffe of the National Association of Bank Customers said they do get a steady trickle of complaints for this popularly held misconception.

And he confirmed that post-dated cheques are not honoured because a cheque is a bill of exchange payable on demand.

Therefore if it is post-dated, it is not payable on demand, so is not technically a cheque.

According to William Hedley in Bills of Exchange and Bankers, "the document is an ordinary bill of exchange payable at a future time and therefore can be endorsed or negotiated in the usual way."

That includes it being refused.

Gemma Smith of the Association of Payment and Clearing Services (Apacs) told the programme that the clearing service technology is not date sensitive.

It checks only the signature, amount and security details printed along the bottom of the cheque.

Ms Smith advised that if this does happen to you, you should call your bank, explain the situation and hopefully they will deal with you sympathetically.

The programme also contacted a number of other banks including HSBC, HBOS, Barclays and Nationwide who all confirmed that they do not accept post-dated cheques.

Details of this are either in the front cover of your chequebook or in the terms and conditions of your account.

So if you are hoping to defer a payment, do not do it with a cheque.

You can use online banking, a standing order, or arrange a date of payment with your telephone bank service.

But do not put pen to paper in that cheque book unless you trust the person completely.

Yeh them!
I nearly asked in the office today when I popped in but I thought it would have been a bit silly. thanks anyways, I'll have a look once I'm there.

I didn't bother reading that article since it's more than four years old!!!

I've sent plenty of post-dated cheques since then and I've had absolutely no problems with them being cashed before I wanted it to...

Doh! You should have shouted up, I still only have a vague idea of who you are!!

I just received my Residence Form (the one with all your details and contacts) and wanted to know if this form can be e-mailed back or does it have to be physically posted to the University, as it also asks for a signature. And if you can e-mail it do i just leave the signature blank please assist me in this.

my dad didnt know you had to pay on the 1st, and sent the bank transfer for my accomodation a week ago, is that ok? he sent an email to confirm and the money has been taken out of his account.

I know this is random and off-topic but.....how long is an 'ordinary loan' from the library at nottingham? Ie. how long do you get the book for?