I will be starting university in September and although it's a long way off I'm getting confused with student finance. I have savings which will give me around £4000 per year and as I am from a low income household i will get maximum support from the government, but I'm not sure how much I will need. if I for example only apply for half the maximum amount of gov. loans and I find out i don't have enough money can apply for the rest of the loan later in the year, and if so how long would it take to arrive? or would it be better to apply for the max and then adjust it for the following year?
I would also love to know how much it is costing you per year and how/what your budget is like.
thank you!
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- 13-01-2018 20:40
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- 14-01-2018 05:08
(Original post by Pinkdaisy1)
I will be starting university in September and although it's a long way off I'm getting confused with student finance. I have savings which will give me around £4000 per year and as I am from a low income household i will get maximum support from the government, but I'm not sure how much I will need. if I for example only apply for half the maximum amount of gov. loans and I find out i don't have enough money can apply for the rest of the loan later in the year, and if so how long would it take to arrive? or would it be better to apply for the max and then adjust it for the following year?
I would also love to know how much it is costing you per year and how/what your budget is like.
thank you!
At the end of first year if you move into private accommodation you will normally be asked for a deposit and some rent in advance - before your loans for second year come through. So having some of your loan set aside will be helpful.
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Updated: January 14, 2018
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