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Bought a 1.8 Audi A3 sport Insurance help watch

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    (Original post by IWMTom)
    If you wanna look like a man in his early 70's, go for the Jag :dontknow:
    50s please


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    (Original post by Doonesbury)
    50s please


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    I'll average out and go 60s
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    (Original post by IWMTom)
    I'll average out and go 60s
    Fair, I prefer the F-Type anyway. My 50yo neighbour has one. lol.
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    (Original post by AngryRedhead)
    I think they're nice looking cars personally, I wouldn't mind
    Have you driven a large car? Parked it in Sainsburys multistorey? If you want something "interesting" there's plenty of choice, but an executive saloon really wouldn't be wise.

    Also expensive to service. And tyres are eyewatering to replace.
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    (Original post by Doonesbury)
    Have you driven a large car? Parked it in Sainsburys multistorey? If you want something "interesting" there's plenty of choice, but an executive saloon really wouldn't be wise.

    Also expensive to service. And tyres are eyewatering to replace.
    I'll have parking sensors to assist with the parking and I have the financial means to be able to afford a repair.

    No other cars really appeal to me tbh, I've wanted a jaguar since I was 16
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    (Original post by AngryRedhead)
    No other cars really appeal to me tbh, I've wanted a jaguar since I was 16
    Many do, doesn't mean they get one when they are 17.
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    (Original post by Doonesbury)
    Many do, doesn't mean they get one when they are 17.
    That is true, which is why I've waited until I'm 23 and a little bit more sensible
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    (Original post by AngryRedhead)
    That is true, which is why I've waited until I'm 23 and a little bit more sensible
    Double that and then you'll be perfect for a Jag. Good things come to those who wait...

    There a reason why 46 year olds have a Jag; it's to transport their partner and two teenage children in some style at the weekends. Unless you have a family it's completely pointless.

    Or you play golf with 3 other 50yos.
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    (Original post by Doonesbury)
    Double that and then you'll be perfect for a Jag. Good things come to those who wait...

    There a reason why 46 year olds have a Jag; it's to transport their partner and two teenage children in some style at the weekends. Unless you have a family it's completely pointless.
    Why should I wait until I'm nearly 50 to own something that I can afford to own now? A lot of things are pointless if you take the perspective that somethings only useful if it has a family related function. 2 cruises a year? Pointless. Buying yourself jewellry? Also pointless.
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    (Original post by AngryRedhead)
    Why should I wait until I'm nearly 50 to own something that I can afford to own now? A lot of things are pointless if you take the perspective that somethings only useful if it has a family related function. 2 cruises a year? Pointless. Buying yourself jewellry? Also pointless.
    Just because you can afford something doesn't mean you should buy it.

    Anyway, it's your money (presumably, rather than your parents'...?). Buy it if you want.

    Get the one with huge wheels and extra chrome.

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    (Original post by Doonesbury)
    Just because you can afford something doesn't mean you should buy it.

    Anyway, it's your money (presumably, rather than your parents'...?). Buy it if you want.

    Get the one with huge wheels and extra chrome.

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    Of course it's my own money :laugh: I wouldn't have the audacity to ask my parents to pay for something like this

    I originally asked your opinion on the insurance quote but instead you have tried to talk me out of buying the car itself :laugh:

    Oh well, anyway, I'll consider doing just that. Thanks for trying
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    (Original post by AngryRedhead)
    Of course it's my own money :laugh: I wouldn't have the audacity to ask my parents to pay for something like this

    I originally asked your opinion on the insurance quote but instead you have tried to talk me out of buying the car itself :laugh:

    Oh well, anyway, I'll consider doing just that. Thanks for trying
    I have precisely zero experience of a 23yo new driver wanting to insure an XF so yeah can't help you with that.
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    I'm 24, it'd cost me 7 grand to get insured on a similar group and spec car.

    (Original post by AngryRedhead)
    Of course it's my own money :laugh: I wouldn't have the audacity to ask my parents to pay for something like this

    I originally asked your opinion on the insurance quote but instead you have tried to talk me out of buying the car itself :laugh:

    Oh well, anyway, I'll consider doing just that. Thanks for trying
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    (Original post by nevershear)
    I'm 24, it'd cost me 7 grand to get insured on a similar group and spec car.
    :O

    That's a lot! Where do you live?
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    If you want cheap insurance, get yourself a 1.2L Fiat Punto or something.

    Your insurance is high for 2 reasons, it's an Audi so it's likely to get nicked and you've bought a sporty car with a big engine, which you're very likely to crash (according to the insurance company).

    If you want your Audi, I'd suggest waiting 5-10 years before buying insurance for it.
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    (Original post by AngryRedhead)
    :O

    That's a lot! Where do you live?
    Middlesex.
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    (Original post by nevershear)
    Middlesex.
    No wonder, it seems to be more expensive down south than up north
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    That wasn't exactly the brightest move to buy a car before doing any insurance quotes, I mean it's pretty simple that a 1.8L Audi will be expensive af to insure for a first time driver.
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    (Original post by Doonesbury)
    Double that and then you'll be perfect for a Jag. Good things come to those who wait...

    There a reason why 46 year olds have a Jag; it's to transport their partner and two teenage children in some style at the weekends. Unless you have a family it's completely pointless.

    Or you play golf with 3 other 50yos.
    God I hope it's not a modern Jag, try squeezing 4 reasonably sized people in that, you'll struggle.
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    (Original post by AngryRedhead)
    I don't want a crappy car though, I've put 1.1 engines through insurance quotes before and it comes out about 2K. I refuse to pay 2 grand to insure a crappy little Clio or the like
    I sympathise but as has been mentioned previously the vast majority of it is to cover the risk of you crashing and writing-off a £50k merc or similar. Cars like an Audi do incur an extra premium because new drivers generally can’t handle them and are more likely to crash, especially if engine size is over 1.5

    Have you looked at insurance that comes with a black-box? It may help. Also, do go through the cash back websites

    Oh it does get better, the annual insurance on our 4 cars comes in at under £500 a year in total including 255bhp mid-life-crisis in the garage.
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