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    Hi,

    I’ve just seen that we can now apply for Student Finance for September 18 start date. I am starting my PGCE Secondary Science this year but I am confused as to the maintenance loan income requirements.

    It says we need to provide info on the 16/17 tax year household income, I am 26 and live with my partner and I am confused as to whether the household income will just be his wage or mine included for that tax year as I was working full time then however when I start the PGCE in September I effectively won’t be earning a wage at all?

    Therefore if they are calculating the support I am entitled to surely this shouldn’t take into account my own income for the 16/17 tax year as this doesn’t reflect my income whilst studying - if that makes sense?

    Just wondering if anyone has applied previous years or is in a similar situation this year, or knows where I am best to go to get an answer regarding this?

    Thanks in advance!
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    Tagging murpo who may be able to help.
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    (Original post by Jh91)
    Hi,

    I’ve just seen that we can now apply for Student Finance for September 18 start date. I am starting my PGCE Secondary Science this year but I am confused as to the maintenance loan income requirements.

    It says we need to provide info on the 16/17 tax year household income, I am 26 and live with my partner and I am confused as to whether the household income will just be his wage or mine included for that tax year as I was working full time then however when I start the PGCE in September I effectively won’t be earning a wage at all?

    Therefore if they are calculating the support I am entitled to surely this shouldn’t take into account my own income for the 16/17 tax year as this doesn’t reflect my income whilst studying - if that makes sense?

    Just wondering if anyone has applied previous years or is in a similar situation this year, or knows where I am best to go to get an answer regarding this?

    Thanks in advance!
    (Original post by 04MR17)
    Tagging murpo who may be able to help.

    Hi

    The students income isn’t needed unless your employer releases you to study(which means for example they could release you from employment on a Tuesday to let you study but they would still be paying you full wage for that day)

    As you are over 25 and have a partner, you do need to provide his income. He can either create an account and provide his income online or complete a PFF2 paper form, he should also send a copy of his 2016/17 P60.
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    (Original post by murpo)
    Hi

    The students income isn’t needed unless your employer releases you to study(which means for example they could release you from employment on a Tuesday to let you study but they would still be paying you full wage for that day)

    As you are over 25 and have a partner, you do need to provide his income. He can either create an account and provide his income online or complete a PFF2 paper form, he should also send a copy of his 2016/17 P60.
    Great thanks for your help!
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    You'll be getting a bursary for secondary science though?
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    (Original post by Cyates86)
    You'll be getting a bursary for secondary science though?
    Yes, but the bursary is paid monthly, like a wage- so most people will also apply for a fees loan as they won't necessarily have spare money to pay the fees when they are due. You're also allowed to take just the maintenance grant, rather than the full loan. Applying via student finance may also entitle you to help with transport costs etc from your uni. The OP may also have childcare needs and want help with these costs.

    The bursary is in addition to the support you're entitled to, not instead of.
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    I was wondering the same. Whilst I live with my girlfriend, we are both financially independent, so it seems strange that her income would have any impact on the amount of loan/grant I'm eligible for.
    I'm sure I've read somewhere that the level of loan you are eligible for is based on your projected earnings in the next year. Whether that includes the bursary you'll be getting though, I do not know.
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    (Original post by Graewood)
    I was wondering the same. Whilst I live with my girlfriend, we are both financially independent, so it seems strange that her income would have any impact on the amount of loan/grant I'm eligible for.
    I'm sure I've read somewhere that the level of loan you are eligible for is based on your projected earnings in the next year. Whether that includes the bursary you'll be getting though, I do not know.
    It's household income, though. Even if you don't share a bank account, you presumably split bills and rent? I think it's also generally expected in society that a live in partner would bail you out if things got tough.
 
 
 
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