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    Hey guys so I’m heading to university this year and I was wondering if anybody struggled with affording the uni halls ? My loan doesn’t cover it all so is there a way around it or did you have to work off the rest and finally is it worth it ?


    Thankyou!
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    If your loan doesn't cover your entire uni accommodation then either search for something cheaper or you were denied higher sums because of parental income, in which case, ask your parents for money.

    There's always part-time and holiday work.
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    Can you ask for parental support? Your loan is assessed on parental income in most cases and parents are expected to make a contribution depending on how much they earn. It’s roughly around £3.5k a year student contribution for those earning £ 25kpa for example, although student finance fails to inform parents of that.

    Can you get a part time job that fits around Uni hours? Many students work around their course, one of my sons works 8 hours a week for example.

    Can I just ask did you not think to work out the finances before applying to a Uni taking into account the cost of halls and living at that particular Uni? When my sons were applying we had to trawl through the accomodation packages and rule out Uni’s where the halls cost and private rent costs were too high. It often astonishes me that people apply to a Uni then discover their income won’t cover the accomodation costs let alone living as well.
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    Community Assistant
    Get a job.
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    (Original post by Bernadette04)
    Can you ask for parental support? Your loan is assessed on parental income in most cases and parents are expected to make a contribution depending on how much they earn. It’s roughly around £3.5k a year student contribution for those earning £ 25kpa for example, although student finance fails to inform parents of that.

    Can you get a part time job that fits around Uni hours? Many students work around their course, one of my sons works 8 hours a week for example.

    Can I just ask did you not think to work out the finances before applying to a Uni taking into account the cost of halls and living at that particular Uni? When my sons were applying we had to trawl through the accomodation packages and rule out Uni’s where the halls cost and private rent costs were too high. It often astonishes me that people apply to a Uni then discover their income won’t cover the accomodation costs let alone living as well.
    I was aware that I’d have to pay for the halls but the prices are extortionate especially for students who don’t have a job! I have a job and I do plan to save but I just wanted to see how people went about things if they struggled with it, the uni isn’t far from me which isn’t bad however none of my family have ever been to uni so they said I might as well go for it and get the full experience for the first year, so there’s some decision making to do on my part

    Getting different opinions and advice on situations about uni is helping me come to a decision so thankyou for coming back to me ! I
    really appreciate it x
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    (Original post by DrawTheLine)
    Get a job.
    I have one. I wanted to hear advice and about different experiences but cheers for stating the obvious.
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    (Original post by Ghunte)
    I have one. I wanted to hear advice and about different experiences but cheers for stating the obvious.
    No problem.
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