URGENT HELP!! Cifas marker :(

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Anonymous #3
#21
Report 4 months ago
#21
(Original post by Emerald2903)
Hi I'm in the same situation Santander closed my account and called me a risk...what's it like having a cifas marker.i get panic attacks thinking about the whole situation and my family are worried for me aswell
Hi why did Santander close your account and I get annoyed just thinking of it and how it will affect my future cifas markers last for 6 years yours will go in 2026
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Anonymous #4
#22
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#22
Hi I was stupid enough to give my bank details away for more money ..I regret it
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Emerald2903
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#23
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#23
Oops that was anonymous 🤣
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Anonymous #3
#24
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#24
(Original post by Anonymous)
Hi I was stupid enough to give my bank details away for more money ..I regret it
Did you get caught then
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Emerald2903
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#25
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#25
The bank was suspicious but obviously because of corona I can’t really give an evidence etc so they think it’s all me right now
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Anonymous #3
#26
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#26
(Original post by Emerald2903)
The bank was suspicious but obviously because of corona I can’t really give an evidence etc so they think it’s all me right now
Have you got online banking
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Emerald2903
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#27
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#27
All blocked now
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Anonymous #3
#28
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#28
(Original post by Emerald2903)
All blocked now
Visit them in branch and explain it wasn’t you show all the proof
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Anonymous #3
#29
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#29
(Original post by Emerald2903)
Hi I'm in the same situation Santander closed my account and called me a risk...what's it like having a cifas marker.i get panic attacks thinking about the whole situation and my family are worried for me aswell
It’s really **** having 1 truss
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Anonymous #3
#30
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#30
(Original post by Theofficialpv)
the bank just decided to remove the cifas marker , i was at fault to be honest but if you get a cifas marker dont leave them alone keep making complaints and prove your innocence, i repeat DONT STOP MAKING COMPLAINT
Made a complaint to Barclays to remove it they said I have to go in branch
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Emerald2903
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#31
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#31
Ok after corona I’m gonna gather all my evidence and show them
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Anonymous #3
#32
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#32
(Original post by Emerald2903)
Ok after corona I’m gonna gather all my evidence and show them
Yeah defo in the meantime apply for a prepaid card as back up
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Emerald2903
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#33
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#33
Same with me I banked with Santander they closed my account and said I was a risk is their anyway I can prove my innocence and remove the marker Also to anyone who has the marker what is it like?
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Anonymous #3
#34
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#34
(Original post by Emerald2903)
Same with me I banked with Santander they closed my account and said I was a risk is their anyway I can prove my innocence and remove the marker Also to anyone who has the marker what is it like?
Yeah when you got time keep making complaints banks don’t like that and living with it is really it would affect your credit rent mortgage jobs loans phone contracts etc its really hard getting day by day did you receive this letter Attachment 901512
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Emerald2903
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#35
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#35
I received a letter from the bank but I’m gonna keep complaining etc and oh lord I’m gonna struggle when i turn 18
Last edited by Emerald2903; 4 months ago
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Anonymous #3
#36
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#36
(Original post by Emerald2903)
I received a letter from the bank but I’m gonna keep complaining etc and oh lord I’m gonna struggle when i turn 18
What did the letter say and it’s worse when you turn 18 they run credit checks
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Emerald2903
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#37
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#37
That they’re closing my bank account basically and I’m no longer welcome to bank with them
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Anonymous #3
#38
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#38
(Original post by Emerald2903)
That they’re closing my bank account basically and I’m no longer welcome to bank with them
Stress you need to get a prepaid card asap if that’s the case sorry to hear
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Anonymous #5
#39
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#39
(Original post by Anonymous)
So I lost a large sum of money when I turned 16 on my birthday and I was so sad and angry that my first decision was to get my good friend who does fraud to help me. (STUPID I KNOW).
The bank found out and closed my account and I don't think I had any money left and I didn't have my card so I didn't end up going to close it myself when they sent me a letter to come and collect. I was too scared and ashamed to go.

I regretted it so much and tried to forget it and so a few months later I wanted to start over I went to open a new account with 2 other banks and they both rejected me and one told me to contact CIFAS. I couldn't bring myself to do it so I'm still trying to forget it.
I was so stressed I lost a chunk of weight and didn’t sleep or eat well last month. My dad wants to be giving me money for my piano lessons but I’m insisting on cash. I can not tell him. I can’t. I can’t. I don’t want to get hurt. I don’t know what to do now and I have so many questions.

Will this affect me going to college? Getting a job in college? My uni with loans and benefits? will this affect my credit score? I know the mark stays for 6 years and waiting sounds a whole lot better than telling my parents (yes its that bad) I can’t get it reversed because they put it there rightfully so for me there’s no point. I want another account with a card but I doubt I’ll receive one.

(P.S I have a savings account in my parent's name so will that do? If it gets transferred to me when I'm 18 will they cancel it?)
(Original post by Theofficialpv)
the bank just decided to remove the cifas marker , i was at fault to be honest but if you get a cifas marker dont leave them alone keep making complaints and prove your innocence, i repeat DONT STOP MAKING COMPLAINT
how did you got it removed? I haven’t got one just yet as my bank is blocked and I have to go the bank to withdraw my money than my account will be closed
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username5313788
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#40
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#40
(Original post by Theofficialpv)
the bank just decided to remove the cifas marker , i was at fault to be honest but if you get a cifas marker dont leave them alone keep making complaints and prove your innocence, i repeat DONT STOP MAKING COMPLAINT
whst did you say to them to get them to remove it? can you private message me please i really need help
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