Turn on thread page Beta
    • Thread Starter
    Offline

    2
    ReputationRep:
    How can someone's credit score be improved?
    Posted on the TSR App. Download from Apple or Google Play
    • Section Leader
    • Very Important Poster
    • Peer Support Volunteers
    • Clearing and Applications Advisor
    Online

    21
    ReputationRep:
    Section Leader
    Very Important Poster
    Peer Support Volunteers
    Clearing and Applications Advisor
    (Original post by YOU.KAY)
    How can someone's credit score be improved?
    Sensibly using credit and getting on the electrol roll ,is there a particular reason you want to improve it? Each cras score can be quite objective so it's your history and what's on your report that matters.
    • Thread Starter
    Offline

    2
    ReputationRep:
    I want to improve it so that I can get a mortgage in a couple of years.
    Posted on the TSR App. Download from Apple or Google Play
    Offline

    20
    ReputationRep:
    Stick everything on credit like car insurance etc. Just make sure you're only using what you can afford to pay
    • Political Ambassador
    Online

    22
    ReputationRep:
    Political Ambassador
    Rob a bank
    Move to Panama

    Profit?
    • Community Assistant
    Online

    19
    ReputationRep:
    Community Assistant
    (Original post by YOU.KAY)
    How can someone's credit score be improved?
    Being on the electoral roll helps.
    Also, get a credit card, but make sure you pay it off IN FULL every month. You dont have to spend much on it or anything.
    • Community Assistant
    Online

    19
    ReputationRep:
    Community Assistant
    (Original post by Trihawk7)
    Stick everything on credit like car insurance etc. Just make sure you're only using what you can afford to pay
    I wouldnt go as far as putting everything in credit, but having had some form of credit helps. Even if you just have a phone contract or something it helps.
    • Section Leader
    • Very Important Poster
    • Peer Support Volunteers
    • Clearing and Applications Advisor
    Online

    21
    ReputationRep:
    Section Leader
    Very Important Poster
    Peer Support Volunteers
    Clearing and Applications Advisor
    (Original post by YOU.KAY)
    I want to improve it so that I can get a mortgage in a couple of years.
    Just use credit sensibly and that should be enough. It's whether you earn enough to get a mortgage that is also important
 
 
 
The home of Results and Clearing

3,467

people online now

1,567,000

students helped last year
Poll
A-level students - how do you feel about your results?

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reply
Hide
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.