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How to improve credit score? watch

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    How can someone's credit score be improved?
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    (Original post by YOU.KAY)
    How can someone's credit score be improved?
    Sensibly using credit and getting on the electrol roll ,is there a particular reason you want to improve it? Each cras score can be quite objective so it's your history and what's on your report that matters.
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    I want to improve it so that I can get a mortgage in a couple of years.
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    Stick everything on credit like car insurance etc. Just make sure you're only using what you can afford to pay
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    (Original post by YOU.KAY)
    How can someone's credit score be improved?
    Being on the electoral roll helps.
    Also, get a credit card, but make sure you pay it off IN FULL every month. You dont have to spend much on it or anything.
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    (Original post by Trihawk7)
    Stick everything on credit like car insurance etc. Just make sure you're only using what you can afford to pay
    I wouldnt go as far as putting everything in credit, but having had some form of credit helps. Even if you just have a phone contract or something it helps.
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    (Original post by YOU.KAY)
    I want to improve it so that I can get a mortgage in a couple of years.
    Just use credit sensibly and that should be enough. It's whether you earn enough to get a mortgage that is also important
 
 
 
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