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How much to spend on first car?
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marwakhalid
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#1
I'm 17 years old about to turn 18.
I work full time (apprenticeship) so the money is decent not that great.
I'm paying for driving lessons at £24 p/h and I'm a beginner, therefore, I will need a couple of lessons.
I will be paying for insurance, MOT, Road tax and all of that stuff by myself.
On top of that, I will be paying for the car myself.
I want a decent car but I don't want to be spending too much.
So what should my budget be for a first car?
I work full time (apprenticeship) so the money is decent not that great.
I'm paying for driving lessons at £24 p/h and I'm a beginner, therefore, I will need a couple of lessons.
I will be paying for insurance, MOT, Road tax and all of that stuff by myself.
On top of that, I will be paying for the car myself.
I want a decent car but I don't want to be spending too much.
So what should my budget be for a first car?
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TomW624
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#2
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#2
I got my first car for about 700, it was a 1.2 fiesta, and had it about 2 years before I decided to get a new one and by that time I was able to get a better car while paying much less insurance. My brother had it after me and it lasted about another 3 years before giving up the ghost so not a bad investment id say.
Id say get something cheap and not too flashy to start with which is cheap to insure and then once you've got some no claims going get a better one. I wouldn't spend more than 1k on a first car, my second was only 1.35k and it's been going great for about 3 years now and its a tidy wee motor.
Id say get something cheap and not too flashy to start with which is cheap to insure and then once you've got some no claims going get a better one. I wouldn't spend more than 1k on a first car, my second was only 1.35k and it's been going great for about 3 years now and its a tidy wee motor.
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marwakhalid
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#3
(Original post by TomW624)
I got my first car for about 700, it was a 1.2 fiesta, and had it about 2 years before I decided to get a new one and by that time I was able to get a better car while paying much less insurance. My brother had it after me and it lasted about another 3 years before giving up the ghost so not a bad investment id say.
Id says get something cheap and not too flashy to start with which is cheap to insure and then once you've got some no claims going get a better one. I wouldn't spend more than 1k on a first car, my second was only 1.35k and it's been going great for about 3 years now and its a tidy wee motor.
I got my first car for about 700, it was a 1.2 fiesta, and had it about 2 years before I decided to get a new one and by that time I was able to get a better car while paying much less insurance. My brother had it after me and it lasted about another 3 years before giving up the ghost so not a bad investment id say.
Id says get something cheap and not too flashy to start with which is cheap to insure and then once you've got some no claims going get a better one. I wouldn't spend more than 1k on a first car, my second was only 1.35k and it's been going great for about 3 years now and its a tidy wee motor.
However, you are telling me different which is good news...
How much was the mileage and how old was the car?(Year)
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TomW624
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#4
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#4
(Original post by marwakhalid)
People say if you spend less than 2K on a car it'll most likely be properly damaged or something is going on with it?
However, you are telling me different which is good news...
How much was the mileage and how old was the car?(Year)
People say if you spend less than 2K on a car it'll most likely be properly damaged or something is going on with it?
However, you are telling me different which is good news...
How much was the mileage and how old was the car?(Year)
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dutchstudent123
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#5
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#5
Indeed watch out for used cars. Find someone who knows a lot about cars to judge whether the car's alright. You may be lucky but you could also get scammed. Just make an informed decision and you'll be fine.
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Student-95
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#6
marwakhalid
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#7
(Original post by dutchstudent123)
Indeed watch out for used cars. Find someone who knows a lot about cars to judge whether the car's alright. You may be lucky but you could also get scammed. Just make an informed decision and you'll be fine.
Indeed watch out for used cars. Find someone who knows a lot about cars to judge whether the car's alright. You may be lucky but you could also get scammed. Just make an informed decision and you'll be fine.
I tell myself to get a brand new car on finance but that would be half of my salary gone :/
But I don't want to be spending money to fix a broken down car...
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marwakhalid
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#8
(Original post by Student-95)
How much do you have?
How much do you have?
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TomW624
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#9
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#9
(Original post by marwakhalid)
about £4000, & get paid £1000 each month
about £4000, & get paid £1000 each month
As i say above go to a reputable dealership and look at their second hand cars because you can find some real gems with low mileage and few previous owners. Also make sure you get all the MOT documentation and stuff, if they cant give it to you be extremely wary.
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marwakhalid
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#10
(Original post by TomW624)
With that you should be able to get a decent second hand car from a reputable dealer. Unlike me who got mine on gumtree. I agree with what other people say used cars can be luck of the draw luckily at the time i got mine my dad checked it over, put his own fault detector on it and what not, also had my best friend who's a mechanic give it the once over to be sure.
As i say above go to a reputable dealership and look at their second hand cars because you can find some real gems with low mileage and few previous owners. Also make sure you get all the MOT documentation and stuff, if they cant give it to you be extremely wary.
With that you should be able to get a decent second hand car from a reputable dealer. Unlike me who got mine on gumtree. I agree with what other people say used cars can be luck of the draw luckily at the time i got mine my dad checked it over, put his own fault detector on it and what not, also had my best friend who's a mechanic give it the once over to be sure.
As i say above go to a reputable dealership and look at their second hand cars because you can find some real gems with low mileage and few previous owners. Also make sure you get all the MOT documentation and stuff, if they cant give it to you be extremely wary.
I trust Gumtree to much, but I should go to a dealer just because its more reliable. I will make sure to get all the MOT documentation and that... I do notice some people don't give it.
I don't want to go through that hassle.
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TomW624
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#11
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#11
(Original post by marwakhalid)
Hmm, okay.
I trust Gumtree to much, but I should go to a dealer just because its more reliable. I will make sure to get all the MOT documentation and that... I do notice some people don't give it.
I don't want to go through that hassle.
Hmm, okay.
I trust Gumtree to much, but I should go to a dealer just because its more reliable. I will make sure to get all the MOT documentation and that... I do notice some people don't give it.
I don't want to go through that hassle.
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Tiger Rag
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#12
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#12
(Original post by marwakhalid)
about £4000, & get paid £1000 each month
about £4000, & get paid £1000 each month
Does that £4k include your insurance and tax? Or are you budgeting separately for that?
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marwakhalid
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#13
(Original post by Tiger Rag)
Moved to cars and motoring.
Does that £4k include your insurance and tax? Or are you budgeting separately for that?
Moved to cars and motoring.
Does that £4k include your insurance and tax? Or are you budgeting separately for that?
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marwakhalid
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#14
(Original post by TomW624)
Like i say i used gumtree and it worked out for me but i can be dodgy. But if you want that extra security go for a dealer, they will do used ones on finance which will obviously be a lot less a month than a brand new one.
Like i say i used gumtree and it worked out for me but i can be dodgy. But if you want that extra security go for a dealer, they will do used ones on finance which will obviously be a lot less a month than a brand new one.
Thank you
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TomW624
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#15
Tubbz
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#16
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#16
(Original post by marwakhalid)
I'm 17 years old about to turn 18.
I work full time (apprenticeship) so the money is decent not that great.
I'm paying for driving lessons at £24 p/h and I'm a beginner, therefore, I will need a couple of lessons.
I will be paying for insurance, MOT, Road tax and all of that stuff by myself.
On top of that, I will be paying for the car myself.
I want a decent car but I don't want to be spending too much.
So what should my budget be for a first car?
I'm 17 years old about to turn 18.
I work full time (apprenticeship) so the money is decent not that great.
I'm paying for driving lessons at £24 p/h and I'm a beginner, therefore, I will need a couple of lessons.
I will be paying for insurance, MOT, Road tax and all of that stuff by myself.
On top of that, I will be paying for the car myself.
I want a decent car but I don't want to be spending too much.
So what should my budget be for a first car?
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RoyalSheepy
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#17
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#17
(Original post by marwakhalid)
4K only for car, but my question is shall I spend that all on a first car?
4K only for car, but my question is shall I spend that all on a first car?
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Emma:-)
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#18
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#18
(Original post by marwakhalid)
People say if you spend less than 2K on a car it'll most likely be properly damaged or something is going on with it?
However, you are telling me different which is good news...
How much was the mileage and how old was the car?(Year)
People say if you spend less than 2K on a car it'll most likely be properly damaged or something is going on with it?
However, you are telling me different which is good news...
How much was the mileage and how old was the car?(Year)
You might end up getting the odd slight scratch etc in your first couple of years after passing, so you dont want to have something too expensive.
My first couple of cars were both cheaper cars.
Once you have a couple of years no claims behind you and your insurance is going down nicely, then you can look into getting something better.
I would definitely spend less than £2000 on your first car.
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rickyrossman
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#19
RoyalSheepy
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#20
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#20
(Original post by marwakhalid)
Hmm, okay.
I trust Gumtree to much, but I should go to a dealer just because its more reliable. I will make sure to get all the MOT documentation and that... I do notice some people don't give it.
I don't want to go through that hassle.
Hmm, okay.
I trust Gumtree to much, but I should go to a dealer just because its more reliable. I will make sure to get all the MOT documentation and that... I do notice some people don't give it.
I don't want to go through that hassle.
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