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Modified car insurance and no claims bonus? watch

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    Ok so I'm currently insured with the same insurance provider for last 4 years and have got 4 years no claims but in next couple of weeks, I'm hoping to get my other car back on road and insure it with modified car specialists. The question is, do I tell one of these modified car specialists that I've got 4 years no claims or 0 bearing in mind that I'll still be running with my current insurance on my current car. Just want to take out another policy on a another car but not sure if I can use 4 years no claims with 2 separate policies? Would've made sense if I could just add extra car to my current policy but they don't allow modifications unfortunately.
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    (Original post by h4mza)
    Ok so I'm currently insured with the same insurance provider for last 4 years and have got 4 years no claims but in next couple of weeks, I'm hoping to get my other car back on road and insure it with modified car specialists. The question is, do I tell one of these modified car specialists that I've got 4 years no claims or 0 bearing in mind that I'll still be running with my current insurance on my current car. Just want to take out another policy on a another car but not sure if I can use 4 years no claims with 2 separate policies? Would've made sense if I could just add extra car to my current policy but they don't allow modifications unfortunately.
    You can't use your no claims bonus on two policies, but you can build up two separate NCBs, so, your current NCB will keep building then in a couple of years you'll have a 6 year NCB and a 2 year NCB on the other policy.
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    (Original post by IWMTom)
    You can't use your no claims bonus on two policies, but you can build up two separate NCBs, so, your current NCB will keep building then in a couple of years you'll have a 6 year NCB and a 2 year NCB on the other policy.
    So I'll have to say I've got 0 no claims when taking out modified car policy?
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    (Original post by h4mza)
    So I'll have to say I've got 0 no claims when taking out modified car policy?
    Yes, unless you want to transfer it away from your other policy and put that to 0 years.
 
 
 
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